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aus+uk / uk.rec.motorcycles / So: multi-bike insurers to avoid?

SubjectAuthor
* So: multi-bike insurers to avoid?Pipl
+* So: multi-bike insurers to avoid?wessie
|+- So: multi-bike insurers to avoid?Pete Fisher
|+* So: multi-bike insurers to avoid?Pipl
||`* So: multi-bike insurers to avoid?jeremy
|| +- So: multi-bike insurers to avoid?wessie
|| `* So: multi-bike insurers to avoid?YTC#1
||  `* So: multi-bike insurers to avoid?wessie
||   +- So: multi-bike insurers to avoid?Mark Olson
||   `- So: multi-bike insurers to avoid?Mike Fleming
|`* So: multi-bike insurers to avoid?Dave Brown
| +- So: multi-bike insurers to avoid?wessie
| `- So: multi-bike insurers to avoid?YTC#1
+* So: multi-bike insurers to avoid?sweller
|+* So: multi-bike insurers to avoid?YTC#1
||`* So: multi-bike insurers to avoid?sweller
|| `* So: multi-bike insurers to avoid?ChrisND @UKRM
||  `* So: multi-bike insurers to avoid?Stephen Packer
||   `- So: multi-bike insurers to avoid?YTC#1
|`* So: multi-bike insurers to avoid?Stephen Packer
| `- So: multi-bike insurers to avoid?sweller
`- So: multi-bike insurers to avoid?ogden

1
So: multi-bike insurers to avoid?

<uia1ugh1didnpglg5bphbch0esotdu3aih@4ax.com>

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From: plusc...@live.co.uk (Pipl)
Newsgroups: uk.rec.motorcycles
Subject: So: multi-bike insurers to avoid?
Date: Thu, 13 Jan 2022 22:45:20 +0000
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 by: Pipl - Thu, 13 Jan 2022 22:45 UTC

As I seem to be in need of reinsuring the Eva, I guess it would make
sense to just put all the bikes on one policy and get the NCD benefit.
I was in a bit of a rush to get it insured last time, so went for
separate policies, with the intent to combine later and reap the
benefits of NCD across all, but kind of never got round to it.

I figured that a second line of NCD wouldn't hurt, either (assuming
they don't make that impossible, which wouldn't surprise me).

So, who to avoid?

--

-Pip

Re: So: multi-bike insurers to avoid?

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From: willnotw...@tesco.net (wessie)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: Thu, 13 Jan 2022 23:29:11 -0000 (UTC)
Organization: A noiseless patient Spider
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 by: wessie - Thu, 13 Jan 2022 23:29 UTC

Pipl <pluscher@live.co.uk> wrote in
news:uia1ugh1didnpglg5bphbch0esotdu3aih@4ax.com:

> As I seem to be in need of reinsuring the Eva, I guess it would make
> sense to just put all the bikes on one policy and get the NCD benefit.
> I was in a bit of a rush to get it insured last time, so went for
> separate policies, with the intent to combine later and reap the
> benefits of NCD across all, but kind of never got round to it.
>
> I figured that a second line of NCD wouldn't hurt, either (assuming
> they don't make that impossible, which wouldn't surprise me).
>
> So, who to avoid?
>
>

MCE

and one to try, being bandied about on UKGSer for the afflicted
http://www.lynbrookins.co.uk/ - seems to be a sister company to Peter
James, the classic specialist.

Re: So: multi-bike insurers to avoid?

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From: pet...@ps-fisher.demon.co.uk (Pete Fisher)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: Fri, 14 Jan 2022 07:32:04 +0000
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 by: Pete Fisher - Fri, 14 Jan 2022 07:32 UTC

On 13/01/2022 23:29, wessie wrote:
> Pipl <pluscher@live.co.uk> wrote in
> news:uia1ugh1didnpglg5bphbch0esotdu3aih@4ax.com:
>
>> As I seem to be in need of reinsuring the Eva, I guess it would make
>> sense to just put all the bikes on one policy and get the NCD benefit.
>> I was in a bit of a rush to get it insured last time, so went for
>> separate policies, with the intent to combine later and reap the
>> benefits of NCD across all, but kind of never got round to it.
>>
>> I figured that a second line of NCD wouldn't hurt, either (assuming
>> they don't make that impossible, which wouldn't surprise me).
>>
>> So, who to avoid?
>>
>>
>
> MCE
>
> and one to try, being bandied about on UKGSer for the afflicted
> http://www.lynbrookins.co.uk/ - seems to be a sister company to Peter
> James, the classic specialist.

I'm with Peter James for the entire fleet but they will only cover the
Husky because I have three other bikes which are > 15 years old.

I ought to go through the rigmarole of getting a quote via the new VMCC
scheme but it sounds as if having one very modern machine means they
won't be able to offer a better deal. Perhaps at renewal time.

--
Moto Morini 2C/375, Moto Morini 2C/350
Gilera 175 Sport, Husqvarna 401 Svartpilen
1937 Sunbeam Model 14 250 Sports
"Do not adjust your mind, there is a fault in the reality"

Re: So: multi-bike insurers to avoid?

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From: swel...@mztech.fsnet.co.uk (sweller)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: 14 Jan 2022 07:50:20 GMT
Organization: VEB
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 by: sweller - Fri, 14 Jan 2022 07:50 UTC

Pipl wrote:

> So, who to avoid?

Not quite who to avoid (actually not at all) - I have consistently
found that Carole Nash has been the easiest, most reliable and cost
effective.

I've been with them over twenty years now. Which slightly flies in the
face of keep moving provider to get the best deal. I have shopped
around in the past and teh quotes were always pretty similar.

I have five bikes on cover - 2017 Triumph 800, 2003 BMW 1150, 1980
Guzzi V50, 1979 Guzzi 850, 1971 MZ ES

It's the "free" European breakdown cover that I like, and the need for
insurers that would cover CIS countries. When I have claimed (some
time ago now, 2001) it went very well.

Not that helpful, sorry.

Oh, I don't think I get NCD on classic insurance - I certainly don't on
the Jag.

--
Simon

Re: So: multi-bike insurers to avoid?

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From: bdp...@ytc1-spambin.co.uk (YTC#1)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: Fri, 14 Jan 2022 09:25:22 +0000
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 by: YTC#1 - Fri, 14 Jan 2022 09:25 UTC

On 14/01/2022 07:50, sweller wrote:
> Pipl wrote:
>
>> So, who to avoid?
>
> Not quite who to avoid (actually not at all) - I have consistently
> found that Carole Nash has been the easiest, most reliable and cost
> effective.
>
> I've been with them over twenty years now. Which slightly flies in the
> face of keep moving provider to get the best deal. I have shopped
> around in the past and teh quotes were always pretty similar.
>

No more intro cheap offers allowed.
So should get interesting this year.

Interestingly, IIRC they ask about previous claims.
As I never claimed for the Peg, do I need to tell them it was stolen????

--
Bruce Porter
"The internet is a huge and diverse community but mainly friendly"
http://ytc1.blogspot.co.uk/
There *is* an alternative! http://www.openoffice.org/

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From: swel...@mztech.fsnet.co.uk (sweller)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: 14 Jan 2022 09:58:56 GMT
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 by: sweller - Fri, 14 Jan 2022 09:58 UTC

YTC#1 wrote:

> As I never claimed for the Peg, do I need to tell them it was
> stolen????

No.

--
Simon

Re: So: multi-bike insurers to avoid?

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From: chri...@privacy.net (ChrisND @UKRM)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: Fri, 14 Jan 2022 11:02:14 +0000
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 by: ChrisND @UKRM - Fri, 14 Jan 2022 11:02 UTC

On 14/01/2022 09:58, sweller wrote:
> YTC#1 wrote:
>
>> As I never claimed for the Peg, do I need to tell them it was
>> stolen????
>
> No.
>
Hmmm, not quite so sure... I think one is technically advised to
'immediately inform the company of anything that could give rise to a
claim' (I used to work in insurance many many years ago).
However, on balance, "No".
HTH etc
C

--
The Deuchars BBB#40 COFF#14
Yamaha XV750SE & Suzuki GS550t
http://www.Deuchars.org.uk

Re: So: multi-bike insurers to avoid?

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Subject: Re: So: multi-bike insurers to avoid?
From: stephen....@gmail.com (Stephen Packer)
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 by: Stephen Packer - Fri, 14 Jan 2022 12:13 UTC

On Friday, 14 January 2022 at 07:50:23 UTC, sweller wrote:

> It's the "free" European breakdown cover that I like, and the need for
> insurers that would cover CIS countries. When I have claimed (some
> time ago now, 2001) it went very well.

I think you also claimed a little more recently, the Elefantentreffen in, was it,
2008? When you ended up turning up to a bike rally in a smart car.

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Subject: Re: So: multi-bike insurers to avoid?
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 by: Stephen Packer - Fri, 14 Jan 2022 12:17 UTC

On Friday, 14 January 2022 at 11:02:16 UTC, ChrisND @UKRM wrote:
> On 14/01/2022 09:58, sweller wrote:
> > YTC#1 wrote:
> >
> >> As I never claimed for the Peg, do I need to tell them it was
> >> stolen????
> >
> > No.
> >
> Hmmm, not quite so sure... I think one is technically advised to
> 'immediately inform the company of anything that could give rise to a
> claim' (I used to work in insurance many many years ago).
> However, on balance, "No".
> HTH etc

Doesn't it depend on the question, I think normally you're asked
'accidents, claims and convictions' so you'd be clear on that
question to answer 'No' (or at least not mention having a bike
stolen since they didn't ask about it).

The more dodgy one is when you've had an accident but didn't claim,
like when a hedge jumps out in front of your pickup causing you to tip
it over and block a road. That one, on the balance of risk I ended up
admitting to- no reduction in no claims but potentially a loading of the
premium.

Re: So: multi-bike insurers to avoid?

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From: swel...@mztech.fsnet.co.uk (sweller)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: 14 Jan 2022 19:56:05 GMT
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 by: sweller - Fri, 14 Jan 2022 19:56 UTC

Stephen Packer wrote:

> > It's the "free" European breakdown cover that I like, and the need
> > for insurers that would cover CIS countries. When I have claimed
> > (some time ago now, 2001) it went very well.
>
> I think you also claimed a little more recently, the Elefantentreffen
> in, was it, 2008? When you ended up turning up to a bike rally in a
> smart car.

Yes, I meant claimed for an accident - when I was punted off by a
u-turning driver in Brighton.

Breakdown claims have been more recent certainly. Last one was earlier
this year when the Guzzi split an oil feed pipe.
http://sweller.dynalias.org/images/ukrm/guzzi-tyred.jpg

--
Simon

Re: So: multi-bike insurers to avoid?

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From: bdp...@ytc1-spambin.co.uk (YTC#1)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: Sat, 15 Jan 2022 11:22:42 +0000
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 by: YTC#1 - Sat, 15 Jan 2022 11:22 UTC

On 14/01/2022 12:17, Stephen Packer wrote:
> On Friday, 14 January 2022 at 11:02:16 UTC, ChrisND @UKRM wrote:
>> On 14/01/2022 09:58, sweller wrote:
>>> YTC#1 wrote:
>>>
>>>> As I never claimed for the Peg, do I need to tell them it was
>>>> stolen????
>>>
>>> No.
>>>
>> Hmmm, not quite so sure... I think one is technically advised to
>> 'immediately inform the company of anything that could give rise to a
>> claim' (I used to work in insurance many many years ago).
>> However, on balance, "No".
>> HTH etc
>
> Doesn't it depend on the question, I think normally you're asked
> 'accidents, claims and convictions' so you'd be clear on that
> question to answer 'No' (or at least not mention having a bike
> stolen since they didn't ask about it).

That is my recollection of the the questions.

>
> The more dodgy one is when you've had an accident but didn't claim,
> like when a hedge jumps out in front of your pickup causing you to tip
> it over and block a road. That one, on the balance of risk I ended up
> admitting to- no reduction in no claims but potentially a loading of the
> premium.

I may have had one or two tumbles that I didn't feel meritied informing
them of. Including the hitting and unlit traffic island on a foggy
mornng that meant I slide down the road on my side. [1]

[1] I claimed against the council, and they stumped up.

--
Bruce Porter
"The internet is a huge and diverse community but mainly friendly"
http://ytc1.blogspot.co.uk/
There *is* an alternative! http://www.openoffice.org/

Re: So: multi-bike insurers to avoid?

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From: plusc...@live.co.uk (Pipl)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: Sat, 15 Jan 2022 14:21:21 +0000
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 by: Pipl - Sat, 15 Jan 2022 14:21 UTC

On Thu, 13 Jan 2022 23:29:11 -0000 (UTC), wessie
<willnotwork@tesco.net> wrote:

>Pipl <pluscher@live.co.uk> wrote in
>news:uia1ugh1didnpglg5bphbch0esotdu3aih@4ax.com:
>
>> So, who to avoid?
>>
>
>MCE

Ahaha.

>and one to try, being bandied about on UKGSer for the afflicted
>http://www.lynbrookins.co.uk/ - seems to be a sister company to Peter
>James, the classic specialist.

Will look into it, ta.

--

-Pip

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From: jeremy0...@gmail.com (jeremy)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: 17 Jan 2022 12:11:22 GMT
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 by: jeremy - Mon, 17 Jan 2022 12:11 UTC

On 15 Jan 2022 at 14:21:21 GMT, "Pipl" <pluscher@live.co.uk> wrote:
>
>> and one to try, being bandied about on UKGSer for the afflicted
>> http://www.lynbrookins.co.uk/ - seems to be a sister company to Peter
>> James, the classic specialist.
>
> Will look into it, ta.

Crikey - their website could do with being updated!

--
jeremy

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From: willnotw...@tesco.net (wessie)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: Mon, 17 Jan 2022 13:15:40 -0000 (UTC)
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 by: wessie - Mon, 17 Jan 2022 13:15 UTC

jeremy <jeremy0505@gmail.com> wrote in news:j4l4naFbdsgU1
@mid.individual.net:

> On 15 Jan 2022 at 14:21:21 GMT, "Pipl" <pluscher@live.co.uk> wrote:
>>
>>> and one to try, being bandied about on UKGSer for the afflicted
>>> http://www.lynbrookins.co.uk/ - seems to be a sister company to Peter
>>> James, the classic specialist.
>>
>> Will look into it, ta.
>
> Crikey - their website could do with being updated!
>
>

I doubt many of their customers are aware that websites exist. An old
school broker creating bespoke packages not possible to cater for with an
algorithm behind a pretty GUI.

Re: So: multi-bike insurers to avoid?

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From: bdp...@ytc1-spambin.co.uk (YTC#1)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: Mon, 17 Jan 2022 17:27:44 +0000
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 by: YTC#1 - Mon, 17 Jan 2022 17:27 UTC

On 17/01/2022 12:11, jeremy wrote:
> On 15 Jan 2022 at 14:21:21 GMT, "Pipl" <pluscher@live.co.uk> wrote:
>>
>>> and one to try, being bandied about on UKGSer for the afflicted
>>> http://www.lynbrookins.co.uk/ - seems to be a sister company to Peter
>>> James, the classic specialist.
>>
>> Will look into it, ta.
>
> Crikey - their website could do with being updated!
>
>

Looks fine to me, no flashy shite.

--
Bruce Porter
"The internet is a huge and diverse community but mainly friendly"
http://ytc1.blogspot.co.uk/
There *is* an alternative! http://www.openoffice.org/

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From: willnotw...@tesco.net (wessie)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: Mon, 17 Jan 2022 18:04:15 -0000 (UTC)
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 by: wessie - Mon, 17 Jan 2022 18:04 UTC

YTC#1 <bdp@ytc1-spambin.co.uk> wrote in news:ss48ug$gkt$1@dont-email.me:

> On 17/01/2022 12:11, jeremy wrote:
>> On 15 Jan 2022 at 14:21:21 GMT, "Pipl" <pluscher@live.co.uk> wrote:
>>>
>>>> and one to try, being bandied about on UKGSer for the afflicted
>>>> http://www.lynbrookins.co.uk/ - seems to be a sister company to Peter
>>>> James, the classic specialist.
>>>
>>> Will look into it, ta.
>>
>> Crikey - their website could do with being updated!
>>
>>
>
> Looks fine to me, no flashy shite.
>
>

and there we have it, your cantankerous dinosaur schtick is closer to the
demographic they seek to attract, rather than appealing to jeremy's desire
for anthropomorphic animation and no need to speak to an actual person.

Re: So: multi-bike insurers to avoid?

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From: ols...@tiny.invalid (Mark Olson)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: Mon, 17 Jan 2022 18:15:48 -0000 (UTC)
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 by: Mark Olson - Mon, 17 Jan 2022 18:15 UTC

wessie <willnotwork@tesco.net> wrote:
> YTC#1 <bdp@ytc1-spambin.co.uk> wrote in news:ss48ug$gkt$1@dont-email.me:
>
>> On 17/01/2022 12:11, jeremy wrote:

>>> Crikey - their website could do with being updated!

>> Looks fine to me, no flashy shite.

> and there we have it, your cantankerous dinosaur schtick is closer to the
> demographic they seek to attract, rather than appealing to jeremy's desire
> for anthropomorphic animation and no need to speak to an actual person.

My view is that like many other specialists employed by businesses,
if web designers are on staff, they need to constantly be doing
something to justify their continued employment.

Hence, the scarcity of basic websites that just get the job done
sans frills.

--
FJR1300A, GL1000, KLR650A6F, EX250J9A, DR200SE, Vespa Ciao

Re: So: multi-bike insurers to avoid?

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Subject: Re: So: multi-bike insurers to avoid?
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 by: Dave Brown - Tue, 18 Jan 2022 10:00 UTC

On Thursday, January 13, 2022 at 11:29:14 PM UTC, wessie wrote:
> Pipl <plus...@live.co.uk> wrote in
> news:uia1ugh1didnpglg5...@4ax.com:
> > As I seem to be in need of reinsuring the Eva, I guess it would make
> > sense to just put all the bikes on one policy and get the NCD benefit.
> > I was in a bit of a rush to get it insured last time, so went for
> > separate policies, with the intent to combine later and reap the
> > benefits of NCD across all, but kind of never got round to it.
> >
> > I figured that a second line of NCD wouldn't hurt, either (assuming
> > they don't make that impossible, which wouldn't surprise me).
> >
> > So, who to avoid?
> >
> >
> MCE
>
> and one to try, being bandied about on UKGSer for the afflicted
> http://www.lynbrookins.co.uk/ - seems to be a sister company to Peter
> James, the classic specialist.

They appear to also cover campers that are over ten years old with euro breakdown, might be handy for the ever growing sub section of uk.rec.hi.di.hi.campers

Re: So: multi-bike insurers to avoid?

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From: willnotw...@tesco.net (wessie)
Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
Date: Tue, 18 Jan 2022 17:23:21 -0000 (UTC)
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 by: wessie - Tue, 18 Jan 2022 17:23 UTC

Dave Brown <browniebrownz@googlemail.com> wrote in
news:14cc4d09-d624-4dac-8634-275f7b2bac2an@googlegroups.com:

> On Thursday, January 13, 2022 at 11:29:14 PM UTC, wessie wrote:
>> Pipl <plus...@live.co.uk> wrote in
>> news:uia1ugh1didnpglg5...@4ax.com:
>> > As I seem to be in need of reinsuring the Eva, I guess it would
>> > make sense to just put all the bikes on one policy and get the NCD
>> > benefit. I was in a bit of a rush to get it insured last time, so
>> > went for separate policies, with the intent to combine later and
>> > reap the benefits of NCD across all, but kind of never got round to
>> > it.
>> >
>> > I figured that a second line of NCD wouldn't hurt, either (assuming
>> > they don't make that impossible, which wouldn't surprise me).
>> >
>> > So, who to avoid?
>> >
>> >
>> MCE
>>
>> and one to try, being bandied about on UKGSer for the afflicted
>> http://www.lynbrookins.co.uk/ - seems to be a sister company to Peter
>> James, the classic specialist.
>
> They appear to also cover campers that are over ten years old with
> euro breakdown, might be handy for the ever growing sub section of
> uk.rec.hi.di.hi.campers

Vantage/Kingfisher, the parent company, seems to have a number of sub-
brands aimed at the peripathetic van hobbits.
https://www.kingfisherinsurance.com/our-brands/

Re: So: multi-bike insurers to avoid?

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Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
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 by: Mike Fleming - Tue, 18 Jan 2022 18:10 UTC

On 17/01/2022 18:04, wessie wrote:
> YTC#1 <bdp@ytc1-spambin.co.uk> wrote in news:ss48ug$gkt$1@dont-email.me:
>
>> On 17/01/2022 12:11, jeremy wrote:
>>> On 15 Jan 2022 at 14:21:21 GMT, "Pipl" <pluscher@live.co.uk> wrote:
>>>>
>>>>> and one to try, being bandied about on UKGSer for the afflicted
>>>>> http://www.lynbrookins.co.uk/ - seems to be a sister company to Peter
>>>>> James, the classic specialist.
>>>>
>>>> Will look into it, ta.
>>>
>>> Crikey - their website could do with being updated!
>>
>> Looks fine to me, no flashy shite.
>
> and there we have it, your cantankerous dinosaur schtick is closer to the
> demographic they seek to attract, rather than appealing to jeremy's desire
> for anthropomorphic animation and no need to speak to an actual person.

Doesn't look fine to me, if they're catering for the more mature person
then maybe they could remember that said more mature person could often
do with a font somewhat larger than Private Eye standard.

Re: So: multi-bike insurers to avoid?

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Newsgroups: uk.rec.motorcycles
Subject: Re: So: multi-bike insurers to avoid?
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 by: YTC#1 - Tue, 18 Jan 2022 22:40 UTC

On 18/01/2022 10:00, Dave Brown wrote:
> On Thursday, January 13, 2022 at 11:29:14 PM UTC, wessie wrote:
>> Pipl <plus...@live.co.uk> wrote in
>> news:uia1ugh1didnpglg5...@4ax.com:
>>> As I seem to be in need of reinsuring the Eva, I guess it would make
>>> sense to just put all the bikes on one policy and get the NCD benefit.
>>> I was in a bit of a rush to get it insured last time, so went for
>>> separate policies, with the intent to combine later and reap the
>>> benefits of NCD across all, but kind of never got round to it.
>>>
>>> I figured that a second line of NCD wouldn't hurt, either (assuming
>>> they don't make that impossible, which wouldn't surprise me).
>>>
>>> So, who to avoid?
>>>
>>>
>> MCE
>>
>> and one to try, being bandied about on UKGSer for the afflicted
>> http://www.lynbrookins.co.uk/ - seems to be a sister company to Peter
>> James, the classic specialist.
>
> They appear to also cover campers that are over ten years old with euro breakdown, might be handy for the ever growing sub section of uk.rec.hi.di.hi.campers
CMD+

--
Bruce Porter
"The internet is a huge and diverse community but mainly friendly"
http://ytc1.blogspot.co.uk/
There *is* an alternative! http://www.openoffice.org/

Re: So: multi-bike insurers to avoid?

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Subject: Re: So: multi-bike insurers to avoid?
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 by: ogden - Sat, 29 Jan 2022 14:19 UTC

Pipl wrote:
> I've had some pretty competitive quotes from Bikesure, MCN and BMF,
> though that was on a comparison site, so I suspect one of those will
> get the business this afternoon, assuming they actually follow through
> and the quote doesn't magically treble.

I've had the most of my bikes with Bikesure for the last decade or so and they seem reliable enough for what they do. They're only a broker, so it's not like they'd handle a claim. Ended up insuring the van with Adrian Flux too, which is the same firm. They were way cheaper than anyone else I tried and (despite not doing a quote online) very easy to deal with.

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