On 3/12/2021 9:00 am, Rod Speed wrote:
> Max <max@val.morgan> wrote
>> Rod Speed wrote
>>> Peter Jason <pj@jostle.com> wrote
>>>> keithr0 <user@account.invalid> wrote
>>>>> Rod Speed wrote
>>>>>> Peter Jason <pj@jostle.com> wrote
>>>>>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>>>>>> Peter Jason <pj@jostle.com> wrote
>>>>>>>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>>>>
>>>>>>>>>> The Australian newspaper tried to flagrantly dishonestly shaft me
>>>>>>>>>> and PayPal has just fucked them up the arse.
>>>>>>>>
>>>>>>>>>> I was researching Cleo's abduction 3 weeks ago and found
>>>>>>>>>> that the Australian newspaper had a paid for article that I
>>>>>>>>>> was interested in reading. Only $4 for a 4 week subscription
>>>>>>>>>> so I signed up and set a reminder to cancel before it started
>>>>>>>>>> charging me $40/month for the next 4 weeks.
>>>>>>>>
>>>>>>>>>> The buggers slugged me the $40 today a full week too early.
>>>>>>>>
>>>>>>>>>> Rang them and had the monkey claim that its spelt out in the fine
>>>>>>>>>> print of the terms and conditions that they will charge it a week
>>>>>>>>>> early. No mention of that with the signup.
>>>>>>>>
>>>>>>>>>> Refused to do anything about it. Its clearly a deliberate scam.
>>>>>>>>
>>>>>>>>>> I had chosen to pay using PayPal in case there was a problem.
>>>>>>>>
>>>>>>>>>> Rang PayPal just now and they reversed the charge immediately.
>>>>>>>>
>>>>>>>>>> I will be paying with paypal for everything I can do that with
>>>>>>>>>> even
>>>>>>>>>> with well known operations like that arsehole Murdoch.
>>>>>>>>
>>>>>>>>> Rod has joined the DARK side.
>>>>>>>>
>>>>>>>> Nope, I have always been the DARK side, and don't you forget it.
>>>>>>>> Just ask the dead fucker how it died.
>>>>>>>>> PayPal is a Yankee snake-oiler.
>>>>>>>>
>>>>>>>> They provide a very useful service.
>>>>>>
>>>>>>> Balls!  Nothing the local bank cannot do.
>>>>>>
>>>>>> Vastly cheaper for international payments and until PayID, vastly
>>>>>> quicker for payments to individuals too.
>>>>>>> You have been brainwashed by their pretty pictures and hustle-spiel.
>>>>>>
>>>>>> I actually noticed how much better they are for most
>>>>>> stuff. I couldn't have got that result that I got with the
>>>>>> Australian in
>>>>>> minutes either with the local bank.
>>>>>
>>>>> I started using PP to avoid having my credit card details spread all
>>>>> over the internet, but receiving money through them has proved
>>>>> quick and
>>>>> easy. A $7K refund from an overseas airline came through in a day.
>>>>
>>>>
>>>>>
>>>>> Conversely, when I got a cheque from the US government, the local bank
>>>>> branch (now closed) couldn't handle it, so I had to drive 20
>>>>> minutes to
>>>>> the branch in town, queue to see a teller who couldn't handle it, wait
>>>>> for someone from the back office, and fill out a large form. Then told
>>>>> that it may take up to 3 weeks to clear, I don't know if they
>>>>> expect US
>>>>> government cheques to bounce, but PayPal seems a much more streamlined
>>>>> operation.
>>>
>>>> That's the spin.
>>>
>>> Nope, that's the reality.
>>>
>>>> Why didn't the Gov transfer the amount directly into your account?
>>>
>>> Govts are often that primitive. Not just govts either.
>>>
>>>> Why Pay Pal?
>>>
>>> Because they are a very efficient and cheap way to move money
>>> internationally.
>>>
>>>> And where does PayPal get its money,
>>>
>>>  From the fees they charge, just like everyone else.
>>>
>>>> and who pays.
>>>
>>> In the case of those moving the money, those
>>> who send the money, depending on the source
>>> of the money and whether it's between individuals
>>> or otherwise and the account used for the source.
>>>
>>>> Have they invented the Free Lunch?
>>>
>>> Even the banks have some free stuff. My credit card has
>>> no monthly fee and it costs nothing to have it paid off in
>>> full automatically from another bank account.
>>>
>>> PayID transfers are free too.
>
>> What is the best way to send money to someone, say like a friend or
>> relative?  Is it PayID?
>
> PayID or PayPal with in the case of PayPal with the money
> coming from a bank account rather than a card.
>
> Main downside with PayPal is that you need an email address
> for the recipient and not everyone has one or even knows
> how to use one if they get one for the funds transfer. Far
> more do have a bank account and the majority have a
> mobile number and that’s all you need with PayID.
>

If the recipient does have an email address but doesn't yet have a
PayPal account, doesn't the recipient have to create a PayPal account
just to get hold of the money?

This would seem like a hassle that some people wouldn't like.

> PayID doesn’t work internationally, PayPal does.
>
> Not all banks support PayID, Ubank still stupidly doesn’t yet.
>
> PayID has some limitations if you have lots of bank accounts
> because you wont have enough mobile numbers to have
> a PayID destination for each account if say you have some
> accounts with minimal money in them so if the account gets
> looted you don’t lose enough money to matter for the time
> it takes to get the looting reversed.
>
> PayPal is a lot more flexible there because you can move
> the money you receive to any of the accounts that you
> want it in that you have told PayPal about.
>
> And it’s a bit more ergonomic when sending money with
> PayPal because you always send it with the PayPal app or
> the web site and just select where the money is coming
> from after you specify who to send it to. With PayID you
> have to first decide where the money is coming from and
> each bank has its own app or web site to do that from and
> mostly have different UIs.
>
> PayID requires to the recipient to have setup to receive money.
> Some who have not even received money that way may be
> suspicious that they are about to be conned.
>
> No risk of having to prove who you are with PayID, unlike
> PayPal when using the money you have received other than
> the usual with any bank account or card.
>
>>>>>>>>> I once had occasion to agreed to be paid via PayPal who refused to
>>>>>>>>> remit until I'd supplied ID.
>>>>>>>>
>>>>>>>> Never happened to me and I have been paid by PayPal heaps of times
>>>>>>>> before PayID showed up.
>>>>>>>
>>>>>>> The galling thing is that there was no WARNING about the ID
>>>>>>> requirement!
>>>>>>
>>>>>> I never had to provide it.
>>>>>>>>> This I did using the same ID as always which used my trade name
>>>>>>>>> and
>>>>>>>>> not my birth name.  I explained all including using trade names
>>>>>>>>> instead of tongue-twisting real names.  All to no avail.  They
>>>>>>>>> still
>>>>>>>>> have my $900.
>>>>>>>>
>>>>>>>> Because you are too stupid to even be able to get a viable mobile
>>>>>>>> phone service.
>>>>>>
>>>>>>> I have a mobile phone service,
>>>>>>
>>>>>> But are too stupid to have even noticed the $10/month
>>>>>> plans that provided unlimited calls and texts and MMSs
>>>>>> to any landline and mobile in the country and to most of the most
>>>>>> important countrys in the world and 6GB of data.
>>>>>
>>>>>>> but I leave the roaming off to save money;
>>>>>
>>>>> Roaming in country? Hey the 90s are calling and want their service
>>>>> back
>>>>>
>>>>>
>>>>>> More fool you, you are actually wasting much more.
>>>>>>> I get about 2 incoming calls a month from my beneficiaries to
>>>>>>> check if
>>>>>>> I'm still alive.   All other calls I get at work via that rapacious
>>>>>>> Telstra D.O.T. "service".
>>>>>>
>>>>>> And you are too stupid to use a $10/month service for that.
>>>>>>>>> Give me Murdoch anyday.
>>>>>>
>>>>>>>> They wont give you him.
>>>>>>
>>>>>>> Your reply is lacking in warmth & compassion.
>>>>>>
>>>>>> Like that or lump it.
>>>>>>> I am a VICTIM here.
>>>>>>
>>>>>> All you warrant is a bullet in the back of the neck.
>>>>>>> And I want my money back!
>>>>>>
>>>>>> Trivial to get it.
>>>>>>> And what are they doing with all that money that is rightfully mine?
>>>>>>
>>>>>> Spending it on monkey wages to give anyone with even half a clue a
>>>>>> vastly better service than the local bank.
>
>