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computers / comp.mobile.android / "Barely anyone is using Apple Pay in stores anymore"

SubjectAuthor
* "Barely anyone is using Apple Pay in stores anymore"sms
+- Re: "Barely anyone is using Apple Pay in stores anymore"nospam
+* Re: "Barely anyone is using Apple Pay in stores anymore"Wilf
|+* Re: "Barely anyone is using Apple Pay in stores anymore"sms
||+* Re: "Barely anyone is using Apple Pay in stores anymore"Mayayana
|||+- Re: "Barely anyone is using Apple Pay in stores anymore"nospam
|||+* Re: "Barely anyone is using Apple Pay in stores anymore"Chris
||||+* Re: "Barely anyone is using Apple Pay in stores anymore"sms
|||||+* Re: "Barely anyone is using Apple Pay in stores anymore"nospam
||||||`* Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
|||||| `* Re: "Barely anyone is using Apple Pay in stores anymore"nospam
||||||  +- Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
||||||  `* Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
||||||   +* Re: "Barely anyone is using Apple Pay in stores anymore"nospam
||||||   |`- Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
||||||   `* Re: "Barely anyone is using Apple Pay in stores anymore"sms
||||||    +- Re: "Barely anyone is using Apple Pay in stores anymore"nospam
||||||    `- Re: "Barely anyone is using Apple Pay in stores anymore"sms
|||||`- Re: "Barely anyone is using Apple Pay in stores anymore"Mayayana
||||+* Re: "Barely anyone is using Apple Pay in stores anymore"Joerg Lorenz
|||||`* Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
||||| `* Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
|||||  `- Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
||||`- Re: "Barely anyone is using Apple Pay in stores anymore"nospam
|||+* Re: "Barely anyone is using Apple Pay in stores anymore"AJL
||||+* Re: "Barely anyone is using Apple Pay in stores anymore"Joerg Lorenz
|||||+- Re: "Barely anyone is using Apple Pay in stores anymore"AJL
|||||`- Re: "Barely anyone is using Apple Pay in stores anymore"Frank Slootweg
||||`* Re: "Barely anyone is using Apple Pay in stores anymore"sms
|||| `- Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
|||+- Re: "Barely anyone is using Apple Pay in stores anymore"Joerg Lorenz
|||+- Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
|||`* Re: "Barely anyone is using Apple Pay in stores anymore"sms
||| +- Re: "Barely anyone is using Apple Pay in stores anymore"nospam
||| +* Re: "Barely anyone is using Apple Pay in stores anymore"Mayayana
||| |+- Re: "Barely anyone is using Apple Pay in stores anymore"nospam
||| |`* Re: "Barely anyone is using Apple Pay in stores anymore"sms
||| | `* Re: "Barely anyone is using Apple Pay in stores anymore"nospam
||| |  `* Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
||| |   `* Re: "Barely anyone is using Apple Pay in stores anymore"nospam
||| |    `* Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
||| |     `* Re: "Barely anyone is using Apple Pay in stores anymore"nospam
||| |      `- Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
||| `- Re: "Barely anyone is using Apple Pay in stores anymore"Lewis
||`* Re: "Barely anyone is using Apple Pay in stores anymore"Joerg Lorenz
|| +- Re: "Barely anyone is using Apple Pay in stores anymore"RonTheGuy
|| `- Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
|`* Re: "Barely anyone is using Apple Pay in stores anymore"Your Name
| +- Re: "Barely anyone is using Apple Pay in stores anymore"nospam
| `* Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
|  +* Re: "Barely anyone is using Apple Pay in stores anymore"Frank Slootweg
|  |+* Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
|  ||`* Re: "Barely anyone is using Apple Pay in stores anymore"JF Mezei
|  || `- Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
|  |`- Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
|  +* Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
|  |`* Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
|  | `- Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
|  `* Re: "Barely anyone is using Apple Pay in stores anymore"Your Name
|   `* Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
|    `* Re: "Barely anyone is using Apple Pay in stores anymore"JF Mezei
|     +* Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
|     |+* Re: "Barely anyone is using Apple Pay in stores anymore"Rob
|     ||`* Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
|     || `* Re: "Barely anyone is using Apple Pay in stores anymore"Rob
|     ||  `* Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
|     ||   `* Re: "Barely anyone is using Apple Pay in stores anymore"Rob
|     ||    `* Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
|     ||     `- Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
|     |`- Re: "Barely anyone is using Apple Pay in stores anymore"JF Mezei
|     `* Re: "Barely anyone is using Apple Pay in stores anymore"nospam
|      +* Re: "Barely anyone is using Apple Pay in stores anymore"Rob
|      |`* Re: "Barely anyone is using Apple Pay in stores anymore"nospam
|      | +* Re: "Barely anyone is using Apple Pay in stores anymore"Rob
|      | |`* Re: "Barely anyone is using Apple Pay in stores anymore"nospam
|      | | `* Re: "Barely anyone is using Apple Pay in stores anymore"Rob
|      | |  `- Re: "Barely anyone is using Apple Pay in stores anymore"nospam
|      | `* Re: "Barely anyone is using Apple Pay in stores anymore"JF Mezei
|      |  `- Re: "Barely anyone is using Apple Pay in stores anymore"nospam
|      `- Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
+* Re: "Barely anyone is using Apple Pay in stores anymore"Chris
|+* Re: "Barely anyone is using Apple Pay in stores anymore"nospam
||+- Re: "Barely anyone is using Apple Pay in stores anymore"Joerg Lorenz
||`* Re: "Barely anyone is using Apple Pay in stores anymore"Savageduck
|| +- Re: "Barely anyone is using Apple Pay in stores anymore"nospam
|| `- Re: "Barely anyone is using Apple Pay in stores anymore"Joerg Lorenz
|`- Re: "Barely anyone is using Apple Pay in stores anymore"Joerg Lorenz
+* Re: "Barely anyone is using Apple Pay in stores anymore"Frank Slootweg
|+* Re: "Barely anyone is using Apple Pay in stores anymore"AJL
||+* Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
|||`* Re: "Barely anyone is using Apple Pay in stores anymore"AJL
||| +- Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
||| `* Re: "Barely anyone is using Apple Pay in stores anymore"Mayayana
|||  `- Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
||`* Re: "Barely anyone is using Apple Pay in stores anymore"Frank Slootweg
|| `* Re: "Barely anyone is using Apple Pay in stores anymore"AJL
||  `- Re: "Barely anyone is using Apple Pay in stores anymore"Frank Slootweg
|+* Re: "Barely anyone is using Apple Pay in stores anymore"Rod Speed
||`* Re: "Barely anyone is using Apple Pay in stores anymore"JF Mezei
|| `* Re: "Barely anyone is using Apple Pay in stores anymore"sms
||  `- Re: "Barely anyone is using Apple Pay in stores anymore"JF Mezei
|+* Re: "Barely anyone is using Apple Pay in stores anymore"Chris
|`* Re: "Barely anyone is using Apple Pay in stores anymore"sms
+* Re: "Barely anyone is using Apple Pay in stores anymore"Joerg Lorenz
+* Re: "Barely anyone is using Apple Pay in stores anymore"badgolferman
+* Re: "Barely anyone is using Apple Pay in stores anymore"Carlos E. R.
+- Re: "Barely anyone is using Apple Pay in stores anymore"Andy Burns
`* Re: "Barely anyone is using Apple Pay in stores anymore"badgolferman

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"Barely anyone is using Apple Pay in stores anymore"

<shdht4$17i$1@dont-email.me>

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https://www.novabbs.com/computers/article-flat.php?id=20652&group=comp.mobile.android#20652

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From: scharf.s...@geemail.com (sms)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: "Barely anyone is using Apple Pay in stores anymore"
Date: Thu, 9 Sep 2021 10:56:51 -0700
Organization: A noiseless patient Spider
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 by: sms - Thu, 9 Sep 2021 17:56 UTC

<https://www.techradar.com/news/barely-anyone-is-using-apple-pay-in-stores-anymore>

"New research released Tuesday by PYMNTS.com found that only 6% of
shoppers with iPhones in the US had used the platform to pay for their
in-store purchases at some point in the past year."

They don't talk about Google Pay or Samsung Pay but I suspect that the
numbers are even lower for those systems, see
<https://www.statista.com/statistics/722213/user-base-of-leading-digital-wallets-nfc/>.
Even though there are a lot more Android devices in the world than iOS
devices, Apple Pay has more users than Google Pay and Samsung Pay
combined (and many of the Samsung Pay users are probably also part of
the Google Pay number and vice-versa).

This 6% number surprised me since in my area paying with your phone
appears to be at a much higher level than 6%, But I live in Silicon
Valley where people are more tech-savvy.

The increase in contactless credit cards has apparently been responsible
for the general lack of interest in paying with a phone.

Personally I use Apple Pay, Google Pay, or Samsung Pay, whenever
possible, for multiple reasons:

1. I have a Visa card that pays 3% cash back on mobile wallet purchases,
but the highest cash-back physical card I have pays only 2% cash back.

2. At least on my Samsung phone, mobile payment with Google Pay and
Samsung Pay is faster than fishing a credit card out my wallet. The
iPhone is a bit of a pain right now due to mask requirements in stores,
though I could always use my Apple Watch.

3. I don't need to carry so many cards in my wallet.

4. It is safer, since if I lose my phone no one is likely to be able to
get into the phone to use mobile payment.

Samsung Pay is especially nice, since as
<https://www.pymnts.com/apple-pay-tracker/2021/7-years-later-6pct-people-with-iphones-in-us-use-apple-pay-in-store/>
states, 70% of merchants support Apple Pay, which leaves 30% that do
not. A couple of times a month I end up using Samsung Pay at a merchant
that doesn't support Apple Pay or Google Pay (just happened on September
6th 2021).

When I was in Europe and China in 2019, mobile wallet payment seemed to
be the default, though in China it was only AliPay and WeChat Pay, there
was no place I went that took Apple Pay, Google Pay, or Samsung Pay. I
went into the Apple Store in Shanghai, but I didn't buy anything, I
suppose that they probably took Apple Pay.

One annoying thing in the U.S. is that using mobile wallet in a sit-down
restaurant it is often not easy since unlike in Europe they generally
don't bring a mobile terminal to your table.

Re: "Barely anyone is using Apple Pay in stores anymore"

<090920211431171303%nospam@nospam.invalid>

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From: nos...@nospam.invalid (nospam)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Thu, 09 Sep 2021 14:31:17 -0400
Organization: A noiseless patient Spider
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 by: nospam - Thu, 9 Sep 2021 18:31 UTC

In article <shdht4$17i$1@dont-email.me>, sms
<scharf.steven@geemail.com> wrote:

>
> "New research released Tuesday by PYMNTS.com found that only 6% of
> shoppers with iPhones in the US had used the platform to pay for their
> in-store purchases at some point in the past year."

<https://www.nfcw.com/whats-new-in-payments/apple-pay-used-for-more-than-
90-of-us-mobile-wallet-debit-transactions-in-2020/>
The number of debit transactions completed using a mobile wallet in
the US rose by 51% year-on-year to approximately 2bn in 2020, with
³a noteworthy² 92% of those transactions being made with Apple Pay
and just 5% with Google Pay and 3% with Samsung Pay, according to
research published in the 2021 Debit Issuer Study.

> They don't talk about Google Pay or Samsung Pay but I suspect that the
> numbers are even lower for those systems,

they don't talk about those because in comparison to apple pay, they're
almost zero *combined*.

> states, 70% of merchants support Apple Pay,

false.

<https://www.apple.com/apple-pay/>
Accepted at over 85 percent of retailers in the U.S.

however, that number is misleading. the places that don't accept it are
mostly small merchants that don't generate a lot of transactions.

just about every merchant people normally use accepts apple pay. there
will always be a few exceptions.

there's a small merchant near me that doesn't do enough business to
justify buying new payment hardware, and knows their customers, so
fraud isn't an issue.

Re: "Barely anyone is using Apple Pay in stores anymore"

<shdk5n$1sss$1@gioia.aioe.org>

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From: wil...@postingx.uk (Wilf)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Thu, 9 Sep 2021 19:35:36 +0100
Organization: Aioe.org NNTP Server
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 by: Wilf - Thu, 9 Sep 2021 18:35 UTC

On 09/09/2021 at 18:56, sms wrote:
> <https://www.techradar.com/news/barely-anyone-is-using-apple-pay-in-stores-anymore>
>
> "New research released Tuesday by PYMNTS.com found that only 6% of
> shoppers with iPhones in the US had used the platform to pay for their
> in-store purchases at some point in the past year."
>
> They don't talk about Google Pay or Samsung Pay but I suspect that the
> numbers are even lower for those systems, see
> <https://www.statista.com/statistics/722213/user-base-of-leading-digital-wallets-nfc/>.
> Even though there are a lot more Android devices in the world than iOS
> devices, Apple Pay has more users than Google Pay and Samsung Pay
> combined (and many of the Samsung Pay users are probably also part of
> the Google Pay number and vice-versa).
>
> This 6% number surprised me since in my area paying with your phone
> appears to be at a much higher level than 6%, But I live in Silicon
> Valley where people are more tech-savvy.
>
> The increase in contactless credit cards has apparently been responsible
> for the general lack of interest in paying with a phone.
>
> Personally I use Apple Pay, Google Pay, or Samsung Pay, whenever
> possible, for multiple reasons:
>
> 1. I have a Visa card that pays 3% cash back on mobile wallet purchases,
> but the highest cash-back physical card I have pays only 2% cash back.
>
> 2. At least on my Samsung phone, mobile payment with Google Pay and
> Samsung Pay is faster than fishing a credit card out my wallet. The
> iPhone is a bit of a pain right now due to mask requirements in stores,
> though I could always use my Apple Watch.
>
> 3. I don't need to carry so many cards in my wallet.
>
> 4. It is safer, since if I lose my phone no one is likely to be able to
> get into the phone to use mobile payment.
>
> Samsung Pay is especially nice, since as
> <https://www.pymnts.com/apple-pay-tracker/2021/7-years-later-6pct-people-with-iphones-in-us-use-apple-pay-in-store/>
> states, 70% of merchants support Apple Pay, which leaves 30% that do
> not. A couple of times a month I end up using Samsung Pay at a merchant
> that doesn't support Apple Pay or Google Pay (just happened on September
> 6th 2021).
>
> When I was in Europe and China in 2019, mobile wallet payment seemed to
> be the default, though in China it was only AliPay and WeChat Pay, there
> was no place I went that took Apple Pay, Google Pay, or Samsung Pay. I
> went into the Apple Store in Shanghai, but I didn't buy anything, I
> suppose that they probably took Apple Pay.
>
> One annoying thing in the U.S. is that using mobile wallet in a sit-down
> restaurant it is often not easy since unlike in Europe they generally
> don't bring a mobile terminal to your table.
>

They are missing out in that case, since Apple Pay is so convenient to
use ... on public transport systems here in London too.

--
Wilf

Re: "Barely anyone is using Apple Pay in stores anymore"

<shdl16$ntl$1@dont-email.me>

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From: scharf.s...@geemail.com (sms)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Thu, 9 Sep 2021 11:50:15 -0700
Organization: A noiseless patient Spider
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 by: sms - Thu, 9 Sep 2021 18:50 UTC

On 9/9/2021 11:35 AM, Wilf wrote:
> On 09/09/2021 at 18:56, sms wrote:
>> <https://www.techradar.com/news/barely-anyone-is-using-apple-pay-in-stores-anymore>
>>
>>
>> "New research released Tuesday by PYMNTS.com found that only 6% of
>> shoppers with iPhones in the US had used the platform to pay for their
>> in-store purchases at some point in the past year."
>>
>> They don't talk about Google Pay or Samsung Pay but I suspect that the
>> numbers are even lower for those systems, see
>> <https://www.statista.com/statistics/722213/user-base-of-leading-digital-wallets-nfc/>.
>>
>> Even though there are a lot more Android devices in the world than iOS
>> devices, Apple Pay has more users than Google Pay and Samsung Pay
>> combined (and many of the Samsung Pay users are probably also part of
>> the Google Pay number and vice-versa).
>>
>> This 6% number surprised me since in my area paying with your phone
>> appears to be at a much higher level than 6%, But I live in Silicon
>> Valley where people are more tech-savvy.
>>
>> The increase in contactless credit cards has apparently been responsible
>> for the general lack of interest in paying with a phone.
>>
>> Personally I use Apple Pay, Google Pay, or Samsung Pay, whenever
>> possible, for multiple reasons:
>>
>> 1. I have a Visa card that pays 3% cash back on mobile wallet purchases,
>> but the highest cash-back physical card I have pays only 2% cash back.
>>
>> 2. At least on my Samsung phone, mobile payment with Google Pay and
>> Samsung Pay is faster than fishing a credit card out my wallet. The
>> iPhone is a bit of a pain right now due to mask requirements in stores,
>> though I could always use my Apple Watch.
>>
>> 3. I don't need to carry so many cards in my wallet.
>>
>> 4. It is safer, since if I lose my phone no one is likely to be able to
>> get into the phone to use mobile payment.
>>
>> Samsung Pay is especially nice, since as
>> <https://www.pymnts.com/apple-pay-tracker/2021/7-years-later-6pct-people-with-iphones-in-us-use-apple-pay-in-store/>
>>
>> states, 70% of merchants support Apple Pay, which leaves 30% that do
>> not. A couple of times a month I end up using Samsung Pay at a merchant
>> that doesn't support Apple Pay or Google Pay (just happened on September
>> 6th 2021).
>>
>> When I was in Europe and China in 2019, mobile wallet payment seemed to
>> be the default, though in China it was only AliPay and WeChat Pay, there
>> was no place I went that took Apple Pay, Google Pay, or Samsung Pay. I
>> went into the Apple Store in Shanghai, but I didn't buy anything, I
>> suppose that they probably took Apple Pay.
>>
>> One annoying thing in the U.S. is that using mobile wallet in a sit-down
>> restaurant it is often not easy since unlike in Europe they generally
>> don't bring a mobile terminal to your table.
>>
>
> They are missing out in that case, since Apple Pay is so convenient to
> use ... on public transport systems here in London too.

Agreed. Anyone not using mobile wallet, whether Apple Pay, Google Pay,
or Samsung Pay, is standing in he way of human progress.

Re: "Barely anyone is using Apple Pay in stores anymore"

<shdohv$hig$1@dont-email.me>

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From: ithink...@gmail.com (Chris)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Thu, 9 Sep 2021 19:50:23 -0000 (UTC)
Organization: A noiseless patient Spider
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 by: Chris - Thu, 9 Sep 2021 19:50 UTC

sms <scharf.steven@geemail.com> wrote:
> <https://www.techradar.com/news/barely-anyone-is-using-apple-pay-in-stores-anymore>
>
> "New research released Tuesday by PYMNTS.com found that only 6% of
> shoppers with iPhones in the US had used the platform to pay for their
> in-store purchases at some point in the past year."

* For a week in August in the US only in the middle of a pandemic where
people are wearing masks in shops. So hardly representative.

I also find it hard to understand how they identify that 94% of iphone
users don't use Apple Pay given they only asked what payment method the
people used.

Seems this is a US contactless adoption issue: still only 70% of retailers
accept contactless. In countries where contactless is well established I'd
bet it's a lot higher.

Re: "Barely anyone is using Apple Pay in stores anymore"

<shdvpl.g2c.1@ID-201911.user.individual.net>

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From: thi...@ddress.is.invalid (Frank Slootweg)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: 9 Sep 2021 19:54:52 GMT
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 by: Frank Slootweg - Thu, 9 Sep 2021 19:54 UTC

sms <scharf.steven@geemail.com> wrote:
> <https://www.techradar.com/news/barely-anyone-is-using-apple-pay-in-stores-anymore>
>
> "New research released Tuesday by PYMNTS.com found that only 6% of
> shoppers with iPhones in the US had used the platform to pay for their
> in-store purchases at some point in the past year."
>
> They don't talk about Google Pay or Samsung Pay but I suspect that the
> numbers are even lower for those systems, see
> <https://www.statista.com/statistics/722213/user-base-of-leading-digital-wallets-nfc/>.
> Even though there are a lot more Android devices in the world than iOS
> devices, Apple Pay has more users than Google Pay and Samsung Pay
> combined (and many of the Samsung Pay users are probably also part of
> the Google Pay number and vice-versa).
>
> This 6% number surprised me since in my area paying with your phone
> appears to be at a much higher level than 6%, But I live in Silicon
> Valley where people are more tech-savvy.
>
> The increase in contactless credit cards has apparently been responsible
> for the general lack of interest in paying with a phone.

Or the 'increase' in contactless debit cards. In our country (NL) -
and probably in the most of Europe - there is very little 'increase',
because it's already close to 100%.

> Personally I use Apple Pay, Google Pay, or Samsung Pay, whenever
> possible, for multiple reasons:
>
> 1. I have a Visa card that pays 3% cash back on mobile wallet purchases,
> but the highest cash-back physical card I have pays only 2% cash back.
>
> 2. At least on my Samsung phone, mobile payment with Google Pay and
> Samsung Pay is faster than fishing a credit card out my wallet. The
> iPhone is a bit of a pain right now due to mask requirements in stores,
> though I could always use my Apple Watch.
>
> 3. I don't need to carry so many cards in my wallet.
>
> 4. It is safer, since if I lose my phone no one is likely to be able to
> get into the phone to use mobile payment.
>
> Samsung Pay is especially nice, since as
> <https://www.pymnts.com/apple-pay-tracker/2021/7-years-later-6pct-people-with-iphones-in-us-use-apple-pay-in-store/>
> states, 70% of merchants support Apple Pay, which leaves 30% that do
> not. A couple of times a month I end up using Samsung Pay at a merchant
> that doesn't support Apple Pay or Google Pay (just happened on September
> 6th 2021).
>
> When I was in Europe and China in 2019, mobile wallet payment seemed to
> be the default, though in China it was only AliPay and WeChat Pay, there
> was no place I went that took Apple Pay, Google Pay, or Samsung Pay. I
> went into the Apple Store in Shanghai, but I didn't buy anything, I
> suppose that they probably took Apple Pay.

As far as Europe is concerned: That was your experience as a
*visitor*. For locals, (Apple/Google/Samsung) mobile wallet payment is a
minority, because we already had pay-by-phone before Apple/Google/Samsung
came to Europe. Of course *merchants* will *accept* as many payment
methods as is possible/feasible without too much cost (for them).

For most Europeans, Apple/Google/Samsung Pay is a solution waiting for
a problem. *Some* might use it, because they travel outside Europe, or
want to be 'flash' (I.e. like having an AMEX CC in the old days. :-)).

> One annoying thing in the U.S. is that using mobile wallet in a sit-down
> restaurant it is often not easy since unlike in Europe they generally
> don't bring a mobile terminal to your table.

You've been to too expensive restaurants (see AMEX CC above)! :-) In
normal restaurants, mobile terminals are quite common. Used one just
yesterday.

Re: "Barely anyone is using Apple Pay in stores anymore"

<090920211557009864%nospam@nospam.invalid>

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From: nos...@nospam.invalid (nospam)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Thu, 09 Sep 2021 15:57:00 -0400
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 by: nospam - Thu, 9 Sep 2021 19:57 UTC

In article <shdohv$hig$1@dont-email.me>, Chris <ithinkiam@gmail.com>
wrote:

> Seems this is a US contactless adoption issue:

yep. once retailers upgrade their payment terminals, apple/google pay
will work, unless they specifically disable it, such as walmart, in an
attempt to push their own payment system.

> still only 70% of retailers
> accept contactless.

85% according to apple, but that's misleading since it doesn't take
into account popularity.

> In countries where contactless is well established I'd
> bet it's a lot higher.

significantly so.

people were using apple pay outside of the usa well before it was
officially deployed outside of the usa.

Re: "Barely anyone is using Apple Pay in stores anymore"

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From: hugyb...@gmx.ch (Joerg Lorenz)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Thu, 9 Sep 2021 21:59:35 +0200
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 by: Joerg Lorenz - Thu, 9 Sep 2021 19:59 UTC

Am 09.09.21 um 19:56 schrieb sms:
> <https://www.techradar.com/news/barely-anyone-is-using-apple-pay-in-stores-anymore>
>
> "New research released Tuesday by PYMNTS.com found that only 6% of
> shoppers with iPhones in the US had used the platform to pay for their
> in-store purchases at some point in the past year."
>
> They don't talk about Google Pay or Samsung Pay but I suspect that the
> numbers are even lower for those systems, see
> <https://www.statista.com/statistics/722213/user-base-of-leading-digital-wallets-nfc/>.
> Even though there are a lot more Android devices in the world than iOS
> devices, Apple Pay has more users than Google Pay and Samsung Pay
> combined (and many of the Samsung Pay users are probably also part of
> the Google Pay number and vice-versa).

They have no added value compared to debit- or a credit-card with a chip
and/or NFC-functionality.

Nobody needs these services. The last firgure for Europe I can remember
is that all these services combined add up to less than 1% of all
transactions.

--
De gustibus non est disputandum

Re: "Barely anyone is using Apple Pay in stores anymore"

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From: REMOVETH...@gmail.com (badgolferman)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Thu, 9 Sep 2021 20:06:30 -0000 (UTC)
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 by: badgolferman - Thu, 9 Sep 2021 20:06 UTC

sms <scharf.steven@geemail.com> wrote:
> <https://www.techradar.com/news/barely-anyone-is-using-apple-pay-in-stores-anymore>
>
> "New research released Tuesday by PYMNTS.com found that only 6% of
> shoppers with iPhones in the US had used the platform to pay for their
> in-store purchases at some point in the past year."
>
> They don't talk about Google Pay or Samsung Pay but I suspect that the
> numbers are even lower for those systems, see
> <https://www.statista.com/statistics/722213/user-base-of-leading-digital-wallets-nfc/>.
> Even though there are a lot more Android devices in the world than iOS
> devices, Apple Pay has more users than Google Pay and Samsung Pay
> combined (and many of the Samsung Pay users are probably also part of
> the Google Pay number and vice-versa).
>
> This 6% number surprised me since in my area paying with your phone
> appears to be at a much higher level than 6%, But I live in Silicon
> Valley where people are more tech-savvy.
>
> The increase in contactless credit cards has apparently been responsible
> for the general lack of interest in paying with a phone.
>
> Personally I use Apple Pay, Google Pay, or Samsung Pay, whenever
> possible, for multiple reasons:
>
> 1. I have a Visa card that pays 3% cash back on mobile wallet purchases,
> but the highest cash-back physical card I have pays only 2% cash back.
>
> 2. At least on my Samsung phone, mobile payment with Google Pay and
> Samsung Pay is faster than fishing a credit card out my wallet. The
> iPhone is a bit of a pain right now due to mask requirements in stores,
> though I could always use my Apple Watch.
>
> 3. I don't need to carry so many cards in my wallet.
>
> 4. It is safer, since if I lose my phone no one is likely to be able to
> get into the phone to use mobile payment.
>
> Samsung Pay is especially nice, since as
> <https://www.pymnts.com/apple-pay-tracker/2021/7-years-later-6pct-people-with-iphones-in-us-use-apple-pay-in-store/>
>
> states, 70% of merchants support Apple Pay, which leaves 30% that do
> not. A couple of times a month I end up using Samsung Pay at a merchant
> that doesn't support Apple Pay or Google Pay (just happened on September
> 6th 2021).
>
> When I was in Europe and China in 2019, mobile wallet payment seemed to
> be the default, though in China it was only AliPay and WeChat Pay, there
> was no place I went that took Apple Pay, Google Pay, or Samsung Pay. I
> went into the Apple Store in Shanghai, but I didn't buy anything, I
> suppose that they probably took Apple Pay.
>
> One annoying thing in the U.S. is that using mobile wallet in a sit-down
> restaurant it is often not easy since unlike in Europe they generally
> don't bring a mobile terminal to your table.
>

I used cash at McDonald’s the other day for coffee. The cost was $1.18 and
I handed the guy $2.00. He had to have someone help him count out the
change.

Re: "Barely anyone is using Apple Pay in stores anymore"

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From: hugyb...@gmx.ch (Joerg Lorenz)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Thu, 9 Sep 2021 22:13:49 +0200
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 by: Joerg Lorenz - Thu, 9 Sep 2021 20:13 UTC

Am 09.09.21 um 21:50 schrieb Chris:
> sms <scharf.steven@geemail.com> wrote:
>> <https://www.techradar.com/news/barely-anyone-is-using-apple-pay-in-stores-anymore>
>>
>> "New research released Tuesday by PYMNTS.com found that only 6% of
>> shoppers with iPhones in the US had used the platform to pay for their
>> in-store purchases at some point in the past year."
>
> * For a week in August in the US only in the middle of a pandemic where
> people are wearing masks in shops. So hardly representative.

The proof that these systems fail. Contactless credit-/debit-cards don't.

> I also find it hard to understand how they identify that 94% of iphone
> users don't use Apple Pay given they only asked what payment method the
> people used.
>
> Seems this is a US contactless adoption issue: still only 70% of retailers
> accept contactless. In countries where contactless is well established I'd
> bet it's a lot higher.

In these countries nearly nobody uses the Samsung-, Google- or Apple
service. If phones are used then it is for electronic cash transactions.
Safer, cheaper and more convenient than these old fashioned transactions
that involve a large number of parties. It works even peer-to-peer.

--
De gustibus non est disputandum

Re: "Barely anyone is using Apple Pay in stores anymore"

<she0ul.g2c.1@ID-201911.user.individual.net>

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From: thi...@ddress.is.invalid (Frank Slootweg)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
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 by: Frank Slootweg - Thu, 9 Sep 2021 20:13 UTC

Joerg Lorenz <hugybear@gmx.ch> wrote:
> Am 09.09.21 um 19:56 schrieb sms:
> > <https://www.techradar.com/news/barely-anyone-is-using-apple-pay-in-stores-anymore>
> >
> > "New research released Tuesday by PYMNTS.com found that only 6% of
> > shoppers with iPhones in the US had used the platform to pay for their
> > in-store purchases at some point in the past year."
> >
> > They don't talk about Google Pay or Samsung Pay but I suspect that the
> > numbers are even lower for those systems, see
> > <https://www.statista.com/statistics/722213/user-base-of-leading-digital-wallets-nfc/>.
> > Even though there are a lot more Android devices in the world than iOS
> > devices, Apple Pay has more users than Google Pay and Samsung Pay
> > combined (and many of the Samsung Pay users are probably also part of
> > the Google Pay number and vice-versa).
>
> They have no added value compared to debit- or a credit-card with a chip
> and/or NFC-functionality.

And you - like we (NL) - probably already have non-Apple/Google/
Samsung pay-by-phone methods. As I said, a solution waiting for a
problem.

> Nobody needs these services. The last firgure for Europe I can remember
> is that all these services combined add up to less than 1% of all
> transactions.

Well, people in the US 'need' them, because they 'have' to have
zillions of different credit (and debit?) cards, so in order to not have
a silly looking butt, they have to store them electronically instead of
physically! :-)

We Europeans don't have any such problem, because we need at most one
debit and one credit card which nicely fit in our phone-cover, if any.

Re: "Barely anyone is using Apple Pay in stores anymore"

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From: hugyb...@gmx.ch (Joerg Lorenz)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
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 by: Joerg Lorenz - Thu, 9 Sep 2021 20:14 UTC

Am 09.09.21 um 21:57 schrieb nospam:
> In article <shdohv$hig$1@dont-email.me>, Chris <ithinkiam@gmail.com>
> wrote:
>> In countries where contactless is well established I'd
>> bet it's a lot higher.
>
> significantly so.

You have no clue.

--
De gustibus non est disputandum

Re: "Barely anyone is using Apple Pay in stores anymore"

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From: robin_li...@es.invalid (Carlos E. R.)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Thu, 9 Sep 2021 22:30:03 +0200
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 by: Carlos E. R. - Thu, 9 Sep 2021 20:30 UTC

On 09/09/2021 19.56, sms wrote:
> <https://www.techradar.com/news/barely-anyone-is-using-apple-pay-in-stores-anymore>
>
>
> "New research released Tuesday by PYMNTS.com found that only 6% of
> shoppers with iPhones in the US had used the platform to pay for their
> in-store purchases at some point in the past year."
>
> They don't talk about Google Pay or Samsung Pay but I suspect that the
> numbers are even lower for those systems, see
> <https://www.statista.com/statistics/722213/user-base-of-leading-digital-wallets-nfc/>.
> Even though there are a lot more Android devices in the world than iOS
> devices, Apple Pay has more users than Google Pay and Samsung Pay
> combined (and many of the Samsung Pay users are probably also part of
> the Google Pay number and vice-versa).
>
> This 6% number surprised me since in my area paying with your phone
> appears to be at a much higher level than 6%, But I live in Silicon
> Valley where people are more tech-savvy.
>
> The increase in contactless credit cards has apparently been responsible
> for the general lack of interest in paying with a phone.

Here (Spain) there are other platforms for paying with the phone,
provided usually by banks directly. I would not use either Apple or
Google pay, giving them even more information about myself, but I have
used the one from my bank - and I simply do not like it, as it is simply
faster and easier to pay with the contactless card (here everybody has
CL since years). Just a fact.

On one occasion I needed to pay with the phone, having left at home the
card, the daft thing had forgotten my data and wanted me to input it
again, so I consider the thing pretty daft.

And it was also pretty unreliable: I had to fiddle half a minute with
the phone at the reader to get them to connect, and sometimes it failed
completely and had to pick the card instead.

But I see other people using it happily.

>
> Personally I use Apple Pay, Google Pay, or Samsung Pay, whenever
> possible, for multiple reasons:
>
> 1. I have a Visa card that pays 3% cash back on mobile wallet purchases,
> but the highest cash-back physical card I have pays only 2% cash back.
>
> 2. At least on my Samsung phone, mobile payment with Google Pay and
> Samsung Pay is faster than fishing a credit card out my wallet. The
> iPhone is a bit of a pain right now due to mask requirements in stores,
> though I could always use my Apple Watch.
>
> 3. I don't need to carry so many cards in my wallet.
>
> 4. It is safer, since if I lose my phone no one is likely to be able to
> get into the phone to use mobile payment.

Depends. A relative of mine lost her phone recently, or was stolen. A
week or two later she noticed her computer had been hacked, and had to
reset all her passwords, and have a new bank card issued. Related? Possibly.

No, she certainly did not use mobile payment, she doesn't like new
technologies. They probably got access to her email, though, and from
that the rest.

> Samsung Pay is especially nice, since as
> <https://www.pymnts.com/apple-pay-tracker/2021/7-years-later-6pct-people-with-iphones-in-us-use-apple-pay-in-store/>
> states, 70% of merchants support Apple Pay, which leaves 30% that do
> not. A couple of times a month I end up using Samsung Pay at a merchant
> that doesn't support Apple Pay or Google Pay (just happened on September
> 6th 2021).
>
> When I was in Europe and China in 2019, mobile wallet payment seemed to
> be the default, though in China it was only AliPay and WeChat Pay, there
> was no place I went that took Apple Pay, Google Pay, or Samsung Pay. I
> went into the Apple Store in Shanghai, but I didn't buy anything, I
> suppose that they probably took Apple Pay.
>
> One annoying thing in the U.S. is that using mobile wallet in a sit-down
> restaurant it is often not easy since unlike in Europe they generally
> don't bring a mobile terminal to your table.

--
Cheers,
Carlos E.R.

Re: "Barely anyone is using Apple Pay in stores anymore"

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Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Thu, 09 Sep 2021 17:12:13 -0400
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 by: nospam - Thu, 9 Sep 2021 21:12 UTC

In article <shdpg6$o5l$1@dont-email.me>, badgolferman
<REMOVETHISbadgolferman@gmail.com> wrote:

> I used cash at McDonald¹s the other day for coffee. The cost was $1.18 and
> I handed the guy $2.00. He had to have someone help him count out the
> change.

there's no need to count anymore. the register shows exactly how much
to give back.

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From: wil...@postingx.uk (Wilf)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Thu, 9 Sep 2021 22:14:22 +0100
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 by: Wilf - Thu, 9 Sep 2021 21:14 UTC

On 09/09/2021 at 20:59, Joerg Lorenz wrote:
> Am 09.09.21 um 19:56 schrieb sms:
>> <https://www.techradar.com/news/barely-anyone-is-using-apple-pay-in-stores-anymore>
>>
>> "New research released Tuesday by PYMNTS.com found that only 6% of
>> shoppers with iPhones in the US had used the platform to pay for their
>> in-store purchases at some point in the past year."
>>
>> They don't talk about Google Pay or Samsung Pay but I suspect that the
>> numbers are even lower for those systems, see
>> <https://www.statista.com/statistics/722213/user-base-of-leading-digital-wallets-nfc/>.
>> Even though there are a lot more Android devices in the world than iOS
>> devices, Apple Pay has more users than Google Pay and Samsung Pay
>> combined (and many of the Samsung Pay users are probably also part of
>> the Google Pay number and vice-versa).

>
> They have no added value compared to debit- or a credit-card with a chip
> and/or NFC-functionality.

Well they definitely do have added value here in the UK over using a
card with NFC because touch card transactions are limited by the banks
to £45, whereas Apple Pay and presumably Google Pay, etc., are allowed
any size of transaction.

>
> Nobody needs these services. The last firgure for Europe I can remember
> is that all these services combined add up to less than 1% of all
> transactions.
>
>

--
Wilf

Re: "Barely anyone is using Apple Pay in stores anymore"

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From: robin_li...@es.invalid (Carlos E. R.)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
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 by: Carlos E. R. - Thu, 9 Sep 2021 21:43 UTC

On 09/09/2021 23.12, nospam wrote:
> In article <shdpg6$o5l$1@dont-email.me>, badgolferman
> <REMOVETHISbadgolferman@gmail.com> wrote:
>
>> I used cash at McDonald¹s the other day for coffee. The cost was $1.18 and
>> I handed the guy $2.00. He had to have someone help him count out the
>> change.
>
> there's no need to count anymore. the register shows exactly how much
> to give back.
>

He still has to count the 82 cents :-P

--
Cheers,
Carlos E.R.

Re: "Barely anyone is using Apple Pay in stores anymore"

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Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
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 by: AJL - Thu, 9 Sep 2021 21:48 UTC

On 9/9/2021 12:54 PM, Frank Slootweg wrote:

>> It [mobile payment] is safer, since if I lose my phone no one is
>> likely to be able to get into the phone to use mobile payment.

Not necessarily safer here. If I lose my credit card I can put an
immediate stop on it using my bank's phone app. If I don't know I lost
it the first charge will notify me by text and I can then stop it. And
finally I'm not responsible for any fraudulent charges anyway.

>> One annoying thing in the U.S. is that using mobile wallet in a
>> sit-down restaurant it is often not easy

Not annoying here with a credit card. And when the server carries it
away I immediately know if the charge is right because of the credit
card notification text.

>> don't bring a mobile terminal to your table.

One local restaurant I frequent has a terminal sitting on the table all
the time. It plays games too. I like it because I don't have to wait for
the server when I'm done. Just plug in the credit card and go.

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Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
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 by: sms - Thu, 9 Sep 2021 22:10 UTC

On 9/9/2021 1:06 PM, badgolferman wrote:

<snip>

> I used cash at McDonald’s the other day for coffee. The cost was $1.18 and
> I handed the guy $2.00. He had to have someone help him count out the
> change.

When I was 16 I had a job at McDonald's while I started out making
milkshakes, they soon found out that I knew how to figure out sales tax
and make change. Back then, the mechanical cash registers didn't tell
you how much change to give out, or calculate sales tax. At least back
then there was no fractional sales taxes, it was a flat 4% for the State
with nothing for the city or county or transit agency.

A few years ago I was in CVS and they had 40% off all remaining summer
seasonal merchandise. The cashier wrote down the price of the item, then
used a calculator to figure out 40% off, wrote down that number, then
used the calculator to subtract the 40% off number from the original
price. When I pointed out that she could just multiply by 0.6, she
thought that I was trying to trick her. I should have returned a few
days later when it was 50% off to see what she did.

When I worked at a department store at 17, part of the hiring process
was taking a math test.

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 by: Savageduck - Thu, 9 Sep 2021 22:22 UTC

On Sep 9, 2021, nospam wrote
(in article<090920211557009864%nospam@nospam.invalid>):

> In article<shdohv$hig$1@dont-email.me>, Chris<ithinkiam@gmail.com>
> wrote:
>
> > Seems this is a US contactless adoption issue:
>
> yep. once retailers upgrade their payment terminals, apple/google pay
> will work, unless they specifically disable it, such as walmart, in an
> attempt to push their own payment system.

I use ApplePay via my Apple Watch for the bulk of my bricks&mortar shopping, with the exception of Walmart, which has become an inconvenience. Also these days a good percentage of my online shopping also uses ApplePay, usually completed with a double click on the Apple Watch.
>
>
> > still only 70% of retailers
> > accept contactless.
>
> 85% according to apple, but that's misleading since it doesn't take
> into account popularity.
>
> > In countries where contactless is well established I'd
> > bet it's a lot higher.
>
> significantly so.
>
> people were using apple pay outside of the usa well before it was
> officially deployed outside of the usa.

I have been using ApplePay outside of the USA for over 5 years, including almost impossibly in South Africa. The contactless POS terminal seems to be the key to acceptance, along with convenience, and security, the key to usage.

--
Regards,
Savageduck

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 by: nospam - Thu, 9 Sep 2021 22:35 UTC

In article <6obq0ixjf2.ln2@minas-tirith.valinor>, Carlos E. R.
<robin_listas@es.invalid> wrote:

> >> I used cash at McDonald1s the other day for coffee. The cost was $1.18 and
> >> I handed the guy $2.00. He had to have someone help him count out the
> >> change.
> >
> > there's no need to count anymore. the register shows exactly how much
> > to give back.
> >
>
> He still has to count the 82 cents :-P

if he can't count change, he shouldn't be a cashier.

Re: "Barely anyone is using Apple Pay in stores anymore"

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 by: nospam - Thu, 9 Sep 2021 22:35 UTC

In article <she0nr$a98$1@dont-email.me>, sms
<scharf.steven@geemail.com> wrote:

> A few years ago I was in CVS and they had 40% off all remaining summer
> seasonal merchandise. The cashier wrote down the price of the item, then
> used a calculator to figure out 40% off, wrote down that number, then
> used the calculator to subtract the 40% off number from the original
> price.

if by 'a few years ago' you mean a few decades ago.

discounted prices have been automatic at the register for *many*
*years*. no calculator needed.

because of that, there is usually a chart by the merchandise showing
the marked price and what it will be after discount.

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From: nos...@nospam.invalid (nospam)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Thu, 09 Sep 2021 18:35:50 -0400
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 by: nospam - Thu, 9 Sep 2021 22:35 UTC

In article <0001HW.26EAC0970077DF4E70000558B38F@news.giganews.com>,
Savageduck <savageduck1@{REMOVESPAM}me.com> wrote:

> I use ApplePay via my Apple Watch for the bulk of my bricks&mortar shopping,

100% of my brick&mortar payments is apple pay.

> with the exception of Walmart, which has become an inconvenience.

why go there at all?

> Also these
> days a good percentage of my online shopping also uses ApplePay, usually
> completed with a double click on the Apple Watch.

online apple pay is great, even more so for the macbooks with touch id,
no watch required.

Re: "Barely anyone is using Apple Pay in stores anymore"

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From: rod.spee...@gmail.com (Rod Speed)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Fri, 10 Sep 2021 08:40:10 +1000
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 by: Rod Speed - Thu, 9 Sep 2021 22:40 UTC

Joerg Lorenz <hugybear@gmx.ch> wrote
> sms wrote

>> <https://www.techradar.com/news/barely-anyone-is-using-apple-pay-in-stores-anymore>

>> "New research released Tuesday by PYMNTS.com found that only 6% of
>> shoppers with iPhones in the US had used the platform to pay for their
>> in-store purchases at some point in the past year."
>>
>> They don't talk about Google Pay or Samsung Pay but I suspect that the
>> numbers are even lower for those systems, see
>> <https://www.statista.com/statistics/722213/user-base-of-leading-digital-wallets-nfc/>.
>> Even though there are a lot more Android devices in the world than iOS
>> devices, Apple Pay has more users than Google Pay and Samsung Pay
>> combined (and many of the Samsung Pay users are probably also part of
>> the Google Pay number and vice-versa).
>
> They have no added value compared to debit- or a credit-card with a chip
> and/or NFC-functionality.

Bullshit. ApplePay is vastly more secure than using a contactless
card, vastly better if your card is lost or stolen, vastly better given
that there is no value over which you have to supply a PIN and
much more convenient not to have to fart around with a wallet
full of cards etc etc etc.

> Nobody needs these services.

Wrong, as always.

> The last firgure for Europe I can remember
> is that all these services combined add up
> to less than 1% of all transactions.

All that proves is that you lot are dinosaurs.

Re: "Barely anyone is using Apple Pay in stores anymore"

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From: rod.spee...@gmail.com (Rod Speed)
Newsgroups: misc.phone.mobile.iphone,comp.mobile.android
Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Fri, 10 Sep 2021 08:48:47 +1000
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 by: Rod Speed - Thu, 9 Sep 2021 22:48 UTC

Carlos E. R. <robin_listas@es.invalid> wrote
> sms wrote

>> <https://www.techradar.com/news/barely-anyone-is-using-apple-pay-in-stores-anymore>
>>
>>
>> "New research released Tuesday by PYMNTS.com found that only 6% of
>> shoppers with iPhones in the US had used the platform to pay for their
>> in-store purchases at some point in the past year."
>>
>> They don't talk about Google Pay or Samsung Pay but I suspect that the
>> numbers are even lower for those systems, see
>> <https://www.statista.com/statistics/722213/user-base-of-leading-digital-wallets-nfc/>.
>> Even though there are a lot more Android devices in the world than iOS
>> devices, Apple Pay has more users than Google Pay and Samsung Pay
>> combined (and many of the Samsung Pay users are probably also part of
>> the Google Pay number and vice-versa).
>>
>> This 6% number surprised me since in my area paying with your phone
>> appears to be at a much higher level than 6%, But I live in Silicon
>> Valley where people are more tech-savvy.
>>
>> The increase in contactless credit cards has apparently been responsible
>> for the general lack of interest in paying with a phone.
>
> Here (Spain) there are other platforms for paying with the phone,
> provided usually by banks directly. I would not use either Apple or
> Google pay, giving them even more information about myself, but I have
> used the one from my bank - and I simply do not like it, as it is simply
> faster and easier to pay with the contactless card (here everybody has
> CL since years). Just a fact.

Its not a fact when the transaction value is over the contactless limit
and you have to supply a PIN which you hardly ever use, so is hard
to remember with multiple cards. No PIN is ever required for the
transaction with applepay.

> On one occasion I needed to pay with the phone, having left at home the
> card, the daft thing had forgotten my data and wanted me to input it
> again, so I consider the thing pretty daft.

> And it was also pretty unreliable: I had to fiddle half a minute with
> the phone at the reader to get them to connect, and sometimes it failed
> completely and had to pick the card instead.
>
> But I see other people using it happily.

Because your phone is fucked.

>>
>> Personally I use Apple Pay, Google Pay, or Samsung Pay, whenever
>> possible, for multiple reasons:
>>
>> 1. I have a Visa card that pays 3% cash back on mobile wallet purchases,
>> but the highest cash-back physical card I have pays only 2% cash back.
>>
>> 2. At least on my Samsung phone, mobile payment with Google Pay and
>> Samsung Pay is faster than fishing a credit card out my wallet. The
>> iPhone is a bit of a pain right now due to mask requirements in stores,
>> though I could always use my Apple Watch.
>>
>> 3. I don't need to carry so many cards in my wallet.
>>
>> 4. It is safer, since if I lose my phone no one is likely to be able to
>> get into the phone to use mobile payment.
>
> Depends. A relative of mine lost her phone recently, or was stolen. A
> week or two later she noticed her computer had been hacked, and had to
> reset all her passwords, and have a new bank card issued. Related?
> Possibly.

Doesn’t happen with an iphone.

> No, she certainly did not use mobile payment, she doesn't like new
> technologies. They probably got access to her email, though, and from
> that the rest.

But they wouldn’t have been able to with an iphone.

>
>> Samsung Pay is especially nice, since as
>> <https://www.pymnts.com/apple-pay-tracker/2021/7-years-later-6pct-people-with-iphones-in-us-use-apple-pay-in-store/>
>> states, 70% of merchants support Apple Pay, which leaves 30% that do
>> not. A couple of times a month I end up using Samsung Pay at a merchant
>> that doesn't support Apple Pay or Google Pay (just happened on September
>> 6th 2021).
>>
>> When I was in Europe and China in 2019, mobile wallet payment seemed to
>> be the default, though in China it was only AliPay and WeChat Pay, there
>> was no place I went that took Apple Pay, Google Pay, or Samsung Pay. I
>> went into the Apple Store in Shanghai, but I didn't buy anything, I
>> suppose that they probably took Apple Pay.
>>
>> One annoying thing in the U.S. is that using mobile wallet in a sit-down
>> restaurant it is often not easy since unlike in Europe they generally
>> don't bring a mobile terminal to your table.

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From: rod.spee...@gmail.com (Rod Speed)
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Subject: Re: "Barely anyone is using Apple Pay in stores anymore"
Date: Fri, 10 Sep 2021 08:50:14 +1000
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 by: Rod Speed - Thu, 9 Sep 2021 22:50 UTC

nospam <nospam@nospam.invalid> wrote
> badgolferman <REMOVETHISbadgolferman@gmail.com> wrote

>> I used cash at McDonald¹s the other day for coffee.
>> The cost was $1.18 and I handed the guy $2.00. He
>> had to have someone help him count out the change.

> there's no need to count anymore. the
> register shows exactly how much to give back.

But doesn't tell you which coins to use, stupid.

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