Ten Geraszczenko to doradca ukrainskiego MSW:

Anton Gerashchenko@Gerashchenko_en
New recruitment scheme for those unwilling to join the Russian army.

The Russian army has seen a decline in interest in contract service. The Kremlin needs to look for new "cannon fodder". They have decided that debtors will become "contract servicemen". Therefore, all data on those who owe loans was transferred to the Ministry of Defense. Now the debtors will be driven into the army by threats: either pay or go to war.

In the 3rd quarter, Russian banks sold overdue debts to debt collectors for a record 75 billion rubles (~$800 million). For example, in the 2nd quarter, this amount was 41.9 billion rubles (~$450 million).

Basically, a debtor is a credit user who is about 40 years old, has secondary/higher education, has a family and needs to provide for it. This requires not only a high income, but also benefits, such as credit freezes, preferential mortgages. The Ministry of Defense tempts Russians with all this.

According to the Central Bank, the most MFI clients are in Tyva (15.3%), Altai (9.6%), occupied Sevastopol (9.4%). Debtors of other loan types mostly live in Moscow, St. Petersburg, Krasnodar region, Sverdlovsk region and Bashkortostan.