The below position is, in practical terms.
Cashing actually costs more than half a point.
It's one thing knowing that this isn't correct.
But playing on can be scary because there are many ways
to lose. Bear in mind that, if we play on now, it will make no sense
at all to cash if we have a roll like 32 so the opportunity to get hit
will continue.
Assuming that Stick, a high-roller, sometimes plays weaker players
who are running a bit scared, many of them would throw away half
a point to him by cashing. At bg clubs, you see people cash these
all the time.

XGID=---BBBB-C----------cBBddb-:1:-1:-1:32:1:2:3:0:10
X:eXtremeGammon O:Daniel

Score is X:2 O:1. Unlimited Game, Jacoby Beaver
+13-14-15-16-17-18------19-20-21-22-23-24-+
| O | | O O O O |
| O | | O O O O |
| O | | |
| | | |
| | | |
| |BAR| |
| | | |
| | | X X |
| | | X X X | +---+
| | | X O O X X X | | 2 |
| | | X O O X X X | +---+
+12-11-10--9--8--7-------6--5--4--3--2--1-+
Pip count X: 40 O: 142 X-O: 2-1
Cube: 2, X own cube
X to play 32

1. 4-ply 3/Off 2/Off eq:+1.515
Player: 85.03% (G:74.88% B:0.76%)
Opponent: 14.97% (G:0.00% B:0.00%)

2. 4-ply 6/3 2/Off eq:+1.473 (-0.042)
Player: 84.62% (G:73.99% B:0.31%)
Opponent: 15.38% (G:0.00% B:0.00%)

3. 4-ply 3/1 3/Off eq:+1.456 (-0.060)
Player: 83.26% (G:72.45% B:0.42%)
Opponent: 16.74% (G:0.00% B:0.00%)

4. 4-ply 6/1 eq:+1.445 (-0.071)
Player: 84.22% (G:72.16% B:0.17%)
Opponent: 15.78% (G:0.00% B:0.00%)

eXtreme Gammon Version: 2.10