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tech / rec.aviation.soaring / Re: Glider Club Insurance Lost

SubjectAuthor
* Glider Club Insurance LostJohn Glider-dood
+* Re: Glider Club Insurance LostJohn Sinclair
|`- Re: Glider Club Insurance LostTony
`* Re: Glider Club Insurance LostHank Nixon
 `* Re: Glider Club Insurance LostBobWa43
  `- Re: Glider Club Insurance LostFrank Whiteley

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Glider Club Insurance Lost

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Subject: Glider Club Insurance Lost
From: cem...@gmail.com (John Glider-dood)
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 by: John Glider-dood - Fri, 28 Oct 2022 17:27 UTC

Does anyone know of a US glider club that, due to an accident, lost their liability insurance coverage? The better question is what did they do to keep their operation going? Thanks, John

Re: Glider Club Insurance Lost

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Subject: Re: Glider Club Insurance Lost
From: johnsinc...@yahoo.com (John Sinclair)
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 by: John Sinclair - Fri, 28 Oct 2022 23:16 UTC

On Friday, October 28, 2022 at 10:27:03 AM UTC-7, cem...@gmail.com wrote:
> Does anyone know of a US glider club that, due to an accident, lost their liability insurance coverage? The better question is what did they do to keep their operation going? Thanks, John

Not giving any names, but I can remember 2 local clubs/ FBO’s who lost insurance due to insurance claims. Believe a few club members were able to get needed coverage under their own name.
JJ

Re: Glider Club Insurance Lost

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Subject: Re: Glider Club Insurance Lost
From: sgs1...@gmail.com (Tony)
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 by: Tony - Sat, 29 Oct 2022 08:57 UTC

On Friday, October 28, 2022 at 7:16:34 PM UTC-4, johnsin...@yahoo.com wrote:
> On Friday, October 28, 2022 at 10:27:03 AM UTC-7, cem...@gmail.com wrote:
> > Does anyone know of a US glider club that, due to an accident, lost their liability insurance coverage? The better question is what did they do to keep their operation going? Thanks, John
> Not giving any names, but I can remember 2 local clubs/ FBO’s who lost insurance due to insurance claims. Believe a few club members were able to get needed coverage under their own name.
> JJ
Nevada Soaring Association did not lose their coverage, but about 20 years ago decided the hull coverage was too expensive and required members to have their own. A great club that promotes XC!

Re: Glider Club Insurance Lost

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Subject: Re: Glider Club Insurance Lost
From: unclh...@earthlink.net (Hank Nixon)
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 by: Hank Nixon - Sat, 29 Oct 2022 11:33 UTC

On Friday, October 28, 2022 at 1:27:03 PM UTC-4, cem...@gmail.com wrote:
> Does anyone know of a US glider club that, due to an accident, lost their liability insurance coverage? The better question is what did they do to keep their operation going? Thanks, John

I know of a few cases over the years where the insurance company has declined to provide hull coverage due to losses but I have never heard of declining liability coverage. 2 Major losses associated with operations in a short period of time can put you in jeopardy.
FWIW
UH

Re: Glider Club Insurance Lost

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Subject: Re: Glider Club Insurance Lost
From: bobw...@gmail.com (BobWa43)
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 by: BobWa43 - Sun, 30 Oct 2022 13:18 UTC

On Saturday, October 29, 2022 at 7:33:16 AM UTC-4, Hank Nixon wrote:
> On Friday, October 28, 2022 at 1:27:03 PM UTC-4, cem...@gmail.com wrote:
> > Does anyone know of a US glider club that, due to an accident, lost their liability insurance coverage? The better question is what did they do to keep their operation going? Thanks, John
> I know of a few cases over the years where the insurance company has declined to provide hull coverage due to losses but I have never heard of declining liability coverage. 2 Major losses associated with operations in a short period of time can put you in jeopardy.
> FWIW
> UH
NSA owns their club gliders through a separate LLC. Members are required to carry non owner insurance in an amount necessary to cover potential loss for the aircraft they are flying.

Re: Glider Club Insurance Lost

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Subject: Re: Glider Club Insurance Lost
From: frank.wh...@gmail.com (Frank Whiteley)
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 by: Frank Whiteley - Mon, 31 Oct 2022 19:01 UTC

On Sunday, October 30, 2022 at 7:18:17 AM UTC-6, bob...@gmail.com wrote:
> On Saturday, October 29, 2022 at 7:33:16 AM UTC-4, Hank Nixon wrote:
> > On Friday, October 28, 2022 at 1:27:03 PM UTC-4, cem...@gmail.com wrote:
> > > Does anyone know of a US glider club that, due to an accident, lost their liability insurance coverage? The better question is what did they do to keep their operation going? Thanks, John
> > I know of a few cases over the years where the insurance company has declined to provide hull coverage due to losses but I have never heard of declining liability coverage. 2 Major losses associated with operations in a short period of time can put you in jeopardy.
> > FWIW
> > UH
> NSA owns their club gliders through a separate LLC. Members are required to carry non owner insurance in an amount necessary to cover potential loss for the aircraft they are flying.
AFAIK, tow plane and a 1-26 are owned by NSA, and the 1-26 does not require the insurance. The one hitch is that the members of the LLC (Sierra Fliers, LLC) cannot use renter/non-owner insurance. A recent phone call with an NSA officer, who is listed as a manager of the LLC, suggested that they did lose insurability at one point (but maybe that was due to excessive cost) but that they may be moving forward to insure as a club again. Other chapters have forms of self-insurance, some with very high member deductibles and advise members to carry renter/non-owner coverage if the high member deductible is of concern.

https://nevadasoaring.com/insurance/
Sierra Fliers, LLC, is the entity.

Frank Whiteley

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