On Sat, 22 Jan 2022 20:00:11 +0000, Commander Kinsey wrote:

> On Sat, 22 Jan 2022 18:36:07 -0000, charles <charles@candehope.me.uk>
> wrote:
>
>> [quoted text muted]
>
> Yip, I just fiddled with different options,

Repeatedly adjusted quotes are a marker for fraud at the backend.

Rod Speed <rod.speed.aaa@gmail.com> wrote
> Commander Kinsey <CK1@nospam.com> wrote
>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>> Commander Kinsey <CK1@nospam.com> wrote
>>>> charles <charles@candehope.me.uk> wrote
>>>>> Commander Kinsey <CK1@nospam.com> wrote
>
>>>>>> I just looked at my elderly neighbour's car insurance renewal, and
>>>>>> they
>>>>>> tried to raise the price from £260 to £315, I'll have a word with
>>>>>> them
>>>>>> anyway, and need to remove his deceased wife from it, but when I
>>>>>> checked
>>>>>> on a comparison site, the cheapest elsewhere was £450! WTF's going
>>>>>> on?
>>>>>
>>>>> Husband and wife is usually cheaper.
>>>>
>>>> Yip, I just fiddled with different options, and it's nothing to do
>>>> with
>>>> him being married or not. Adding a female driver lowers the premium,
>>>> which is crazy.
>>>
>>> Not if they make fewer claims, stupid.
>>>
>>>> If you add your wife, all that's going to happen is more driving will
>>>> take place.
>>>
>>> More of your mindless bullshit.
>>>
>>>> It cannot reduce the chances of an accident,
>>>
>>> But can reduce the number of claims if they make fewer claims.
>>>
>>>> since you'll use it the same amount yourself.
>>>
>>> More of your mindless bullshit.
>>>
>>>> In his case, his wife hated driving as she was getting a bit
>>>> forgetful,
>>>> so only he drove it.
>>>
>>> Sure, but the insurance companys can't know that.
>>>
>>>> So basically, if you want a lower premium, put any woman as a second
>>>> driver. It's not technically even fraud,
>>>
>>> Wrong if that woman will never drive it.
>>
>> But above, his wife never drove it.
>
> But the insurance company can't know that, stupid.
>
>> Nothing has changed, there's still a car driven by a man, and a woman
>> insured for it that never drives it.
>>
>>>> since a named driver doesn't have to drive it, it's just there if they
>>>> need it.
>>>
>>> Which they never will.
>>>
>>>> I'm going to make someone up for my next policy.
>>>
>>> Thats fraud.
>>>
>>>> Or maybe perfectly legally put my sister on it, just in case she wants
>>>> to borrow it sometime!
>>>
>>> Still fraud.
>>
>> They can't possibly know if my sister will ever use it when visiting
>> me. It's there just in case she does.

Why do you have any insurance at all on those ancient wrecks you drive ?

> Still fraud, just had to catch fraud.
>
>> Shit.... I don't think she has a license.
>
> Trade her in on one that does.

On Sun, 23 Jan 2022 18:36:27 -0000, Rod Speed <rod.speed.aaa@gmail.com> wrote:

> Rod Speed <rod.speed.aaa@gmail.com> wrote
>> Commander Kinsey <CK1@nospam.com> wrote
>>> Rod Speed <rod.speed.aaa@gmail.com> wrote
>>>> Commander Kinsey <CK1@nospam.com> wrote
>>>>> charles <charles@candehope.me.uk> wrote
>>>>>> Commander Kinsey <CK1@nospam.com> wrote
>>
>>>>>>> I just looked at my elderly neighbour's car insurance renewal, and
>>>>>>> they
>>>>>>> tried to raise the price from £260 to £315, I'll have a word with
>>>>>>> them
>>>>>>> anyway, and need to remove his deceased wife from it, but when I
>>>>>>> checked
>>>>>>> on a comparison site, the cheapest elsewhere was £450! WTF's going
>>>>>>> on?
>>>>>>
>>>>>> Husband and wife is usually cheaper.
>>>>>
>>>>> Yip, I just fiddled with different options, and it's nothing to do
>>>>> with
>>>>> him being married or not. Adding a female driver lowers the premium,
>>>>> which is crazy.
>>>>
>>>> Not if they make fewer claims, stupid.
>>>>
>>>>> If you add your wife, all that's going to happen is more driving will
>>>>> take place.
>>>>
>>>> More of your mindless bullshit.
>>>>
>>>>> It cannot reduce the chances of an accident,
>>>>
>>>> But can reduce the number of claims if they make fewer claims.
>>>>
>>>>> since you'll use it the same amount yourself.
>>>>
>>>> More of your mindless bullshit.
>>>>
>>>>> In his case, his wife hated driving as she was getting a bit
>>>>> forgetful,
>>>>> so only he drove it.
>>>>
>>>> Sure, but the insurance companys can't know that.
>>>>
>>>>> So basically, if you want a lower premium, put any woman as a second
>>>>> driver. It's not technically even fraud,
>>>>
>>>> Wrong if that woman will never drive it.
>>>
>>> But above, his wife never drove it.
>>
>> But the insurance company can't know that, stupid.
>>
>>> Nothing has changed, there's still a car driven by a man, and a woman
>>> insured for it that never drives it.
>>>
>>>>> since a named driver doesn't have to drive it, it's just there if they
>>>>> need it.
>>>>
>>>> Which they never will.
>>>>
>>>>> I'm going to make someone up for my next policy.
>>>>
>>>> Thats fraud.
>>>>
>>>>> Or maybe perfectly legally put my sister on it, just in case she wants
>>>>> to borrow it sometime!
>>>>
>>>> Still fraud.
>>>
>>> They can't possibly know if my sister will ever use it when visiting
>>> me. It's there just in case she does.
>
> Why do you have any insurance at all on those ancient wrecks you drive ?

To please the police.

On 23/01/2022 18:36, Rod Speed wrote:

>
> Why do you have any insurance at all on those ancient wrecks you drive ?

You are not necessarily just insuring the value of the car - you are
insuring against damage (including medical or life changing problems) to
third parties.

--
mailto : news {at} admac {dot} myzen {dot} co {dot} uk

alan_m <junk@admac.myzen.co.uk> wrote
> Rod Speed wrote

>> Why do you have any insurance at all on those ancient wrecks you drive
>> ?

> You are not necessarily just insuring the value of the car - you are
> insuring against damage (including medical or life changing problems) to
> third parties.

I thought he was talking about comprehensive insurance.

Turns out he is actually talking about the legally compulsory insurance.

On 24/01/22 08:07, Peeler wrote:
> <FLUSH the abnormal trolling senile cretin's latest trollshit unread>

When harassed, glands lining Peeler's body secrete stringy proteins
that, upon contact with seawater, expand into the transparent, sticky
substance. According to common mythology, Peeler can fill a 5-gallon
bucket with the stuff in mere minutes.

On 24/01/2022 17:27, Rod Speed wrote:
> On Tue, 25 Jan 2022 01:52:02 +1100, rbowman <bowman@montana.com> wrote:
>
>> On 01/24/2022 12:02 AM, alan_m wrote:
>>> On 23/01/2022 17:39, rbowman wrote:
>>>
>>>>
>>>> The insurance on my bikes is nominal, a little over $100 / year for
>>>> each. Motorcycle insurance is not required in this state which may
>>>> keep them honest.
>>>
>>> Without insurance, who pays when you run someone over, it's your fault,
>>> and the resulting lifelong medical bills come to millions?
>>>
>>
>> Who pays if an uninsured driver does so?
>
> In NSW Australia, that varys with the insurance. With the compulsory
> insurance which is what is relevant in your scenario, there is a separate
> fund that all the insurance companys complulsorily contribute too that
> acts as the insurer in that situation.
>
> <makes an obscene gesture in the general direction
> of Fredxx. Look at the newsgroup list, stupid>

???

>> When I lived in Massachusetts you pickedyour plates up at the
>> insurance office.
>
> We get real radical and do an electronic check
> that the car owner has the compulsory insurance
> when registering a car or renewing the rego.
>
>> They figured they had an airtight method to make sure everyone was
>> insured.
>>
>> In Maine, you did not have to have insurance if you hadn't had an
>> accident, which was strange.
>>
>> The reality was Massachusetts and Maine had the same number of
>> uninsured drivers, around 10% iirc.
>>
>> The theory might be you can't do much damage on a bike. About 20 years
>> ago, bike plates became permanent. Pay once and they were good while
>> you owned the bike. When I went to MV on the year of switchover the
>> clerk said "Well, you won't have to come in to register your toys
>> anymore."

On 1/25/2022 11:46 AM, Jim GM4DHJ ... wrote:
> On 25/01/2022 15:00, rbowman wrote:
>> On 01/25/2022 01:45 AM, alan_m wrote:
>>> On 25/01/2022 08:29, Rod Speed wrote:
>>>> Jim GM4DHJ ... <kinvig.netta@ntlworld.com> wrote
>>>>> alan_m wrote
>>>>>> Max Demian wrote
>>>>
>>>>>>> People who drive bangers that aren't worth anything. What's the
>>>>>>> matter with that?
>>>>>>>
>>>>>>  Lack of money to service the cars?
>>>>>>
>>>>> I would rather spend a lot maintaining my three old bangers than give
>>>>> money to a dealer to service a new car...
>>>>
>>>> I have never given any dealer any money to service
>>>> a new car, even tho the last 3 have been new cars.
>>>
>>>
>>> There is nothing magic about servicing a new car.  Often in the first
>>> few years its nothing more than changing oil and filters.
>>>
>>
>> And wiper blades... The maintenance schedule for my Toyota is one of
>> the most boring ones I've read. 5000 miles, change oil and filter,
>> rotate tires.
> stuff rotating tyres

Considering you interact with Peeler you'd not know to rotate tyres and
the reason for it.

On 25/01/2022 17:43, Ed Pawlowski wrote:
> On 1/25/2022 11:46 AM, Jim GM4DHJ ... wrote:
>> On 25/01/2022 15:00, rbowman wrote:
>>> On 01/25/2022 01:45 AM, alan_m wrote:
>>>> On 25/01/2022 08:29, Rod Speed wrote:
>>>>> Jim GM4DHJ ... <kinvig.netta@ntlworld.com> wrote
>>>>>> alan_m wrote
>>>>>>> Max Demian wrote
>>>>>
>>>>>>>> People who drive bangers that aren't worth anything. What's the
>>>>>>>> matter with that?
>>>>>>>>
>>>>>>>  Lack of money to service the cars?
>>>>>>>
>>>>>> I would rather spend a lot maintaining my three old bangers than give
>>>>>> money to a dealer to service a new car...
>>>>>
>>>>> I have never given any dealer any money to service
>>>>> a new car, even tho the last 3 have been new cars.
>>>>
>>>>
>>>> There is nothing magic about servicing a new car.  Often in the first
>>>> few years its nothing more than changing oil and filters.
>>>>
>>>
>>> And wiper blades... The maintenance schedule for my Toyota is one of
>>> the most boring ones I've read. 5000 miles, change oil and filter,
>>> rotate tires.
>> stuff rotating tyres
>
> Considering you interact with Peeler you'd not know to rotate tyres and
> the reason for it.

I prefer not to rotate the tyres. That way I hopefully only have to
replace two at a time.

On Tuesday, January 25, 2022 at 9:19:01 PM UTC, alan_m wrote:
> On 25/01/2022 20:21, Commander Kinsey wrote:
>
> >
> > Police are cunts, but I can spot them a mile off.
> I bet you cannot identify the "plain clothes" Police cars. Those without
> obvious markings. When I was commuting daily I regularly witnessed
> drivers being pulled over by Police in unmarked cars. The flashing
> lights were in the front grill and in the back partially tinted window.
>

Grille - "grill" cooks food.

On 25/01/2022 20:53, Steve Walker wrote:
> I prefer not to rotate the tyres.

Flat spot Steve, eh?

--
In todays liberal progressive conflict-free education system, everyone
gets full Marx.