On Wed, 23 Nov 2022 16:20:31 +0000 (GMT), "Dave Plowman (News)"
<dave@davenoise.co.uk> wrote:

>In article <f5spnh93pgajad7hsfinjcjhnicb3kc6op@4ax.com>,
> Scott <newsgroups@gefion.myzen.co.uk> wrote:
>> On Tue, 22 Nov 2022 14:41:28 +0000 (GMT), "Dave Plowman (News)"
>> <dave@davenoise.co.uk> wrote:
>
>> >In article <61annh17veas2cs884d3fvf1a472v8hl20@4ax.com>,
>> > Scott <newsgroups@gefion.myzen.co.uk> wrote:
>> >> On Mon, 21 Nov 2022 15:00:48 +0000 (GMT), "Dave Plowman (News)"
>> >> <dave@davenoise.co.uk> wrote:
>> >
>> >> >In article <jtv129F8bf8U1@mid.individual.net>,
>> >> > Andy Burns <usenet@andyburns.uk> wrote:
>> >> >> Dave Plowman wrote:
>> >> >
>> >> >> > It first needs your 12 digit online banking code. Think this is
>> >> >> > the same as my original debit card. Then the 5 digit online
>> >> >> > banking pass code. Was sent that by post. You can have them
>> >> >> > remembered.
>> >> >> >
>> >> >> > So the only thing I have to enter is a (randomly asked for) two
>> >> >> > digits from my memorable word. Which in my case isn't a word.
>> >> >
>> >> >> Presumably you've never registered for smart phone banking, but I
>> >> >> thought they sent everyone the "blue calculator" device, without
>> >> >> asking?
>> >> >
>> >> >I have one of those pinsentry devices. But only time I seem to need
>> >> >it is when setting up a new payee - previous ones are remembered. I
>> >> >do have the Barclay's app on my phone, but only ever used it to pay
>> >> >in a cheque. And contactless payments. What I'd call banking I
>> >> >usually do at home on the laptop.
>> >
>> >> I have to use mine for every login to the site. I prefer it that way.
>> >
>> >Fairy nuff. But Barclays give you the choice of three different ways
>> >here.
>> >
>> >And I'd say my 8 digit pass word very much more difficult to work out
>> >than a 4 digit pin.
>
>> But that's not how it works. The debit card goes into the PINsentry
>> machine then you enter the four digit PIN and the PINsentry machine
>> generates a new eight digit code each time.
>
>And any pinsentry machine works. So if they've found your debit card and
>have one, all they have to guess is the PIN.

Within I think three attempts. If you could do that, your time would
be better spent at Paddy Power.

On 23/11/2022 18:02, Scott wrote:
> On Tue, 22 Nov 2022 14:43:14 +0000 (GMT), "Dave Plowman (News)"
> <dave@davenoise.co.uk> wrote:
>
>> In article <1kannhl97eo2fjti632rclmuk6jd3011v8@4ax.com>,
>> Scott <newsgroups@gefion.myzen.co.uk> wrote:
>>>> I've done this, too. The first time, a phone call to the bank was needed to
>>>> confirm who I was. That was in the days of real Bank Managers.
>>
>>> I'm pretty sure mine was done using the PIN. They wouldn't let me do
>>> it contactless. It was a posh car costing more than £100 :-)
>>
>> No way I'd give out my PIN over the phone for anything.
>
> It wasn't over the phone. I inserted the card into a card-reader
> followed by the PIN. It was the same process as used in a
> supermarket, except the sum involved was higher.
>
> My point was that I believe there is no upper limit for a debit card
> as long as funds are available in the current account.

Except that an unusual large payment is likely to be blocked until you
confirm its validity.

20 years ago, I had a payment for our wedding flowers blocked. I paid
with another card and it was only when I got home that the bank
contacted me.

In article <tlm8n4$f68d$3@dont-email.me>,
SteveW <steve@walker-family.me.uk> wrote:
> On 23/11/2022 18:02, Scott wrote:
> > On Tue, 22 Nov 2022 14:43:14 +0000 (GMT), "Dave Plowman (News)"
> > <dave@davenoise.co.uk> wrote:
> >
> >> In article <1kannhl97eo2fjti632rclmuk6jd3011v8@4ax.com>,
> >> Scott <newsgroups@gefion.myzen.co.uk> wrote:
> >>>> I've done this, too. The first time, a phone call to the bank was needed to
> >>>> confirm who I was. That was in the days of real Bank Managers.
> >>
> >>> I'm pretty sure mine was done using the PIN. They wouldn't let me do
> >>> it contactless. It was a posh car costing more than £100 :-)
> >>
> >> No way I'd give out my PIN over the phone for anything.
> >
> > It wasn't over the phone. I inserted the card into a card-reader
> > followed by the PIN. It was the same process as used in a
> > supermarket, except the sum involved was higher.
> >
> > My point was that I believe there is no upper limit for a debit card
> > as long as funds are available in the current account.

> Except that an unusual large payment is likely to be blocked until you
> confirm its validity.

Which is why I needed to phone my bank to get the payment to go through..

--
from KT24 in Surrey, England - sent from my RISC OS 4té
"I'd rather die of exhaustion than die of boredom" Thomas Carlyle

In message <atnsnhdjimf5qq41nkqjbabe3seq4qb5b2@4ax.com>, Scott
<newsgroups@gefion.myzen.co.uk> writes
>On Tue, 22 Nov 2022 14:43:14 +0000 (GMT), "Dave Plowman (News)"
><dave@davenoise.co.uk> wrote:
>
>>In article <1kannhl97eo2fjti632rclmuk6jd3011v8@4ax.com>,
>> Scott <newsgroups@gefion.myzen.co.uk> wrote:
>>> >I've done this, too. The first time, a phone call to the bank was needed to
>>> >confirm who I was. That was in the days of real Bank Managers.
>>
>>> I'm pretty sure mine was done using the PIN. They wouldn't let me do
>>> it contactless. It was a posh car costing more than £100 :-)
>>
>>No way I'd give out my PIN over the phone for anything.
>
>It wasn't over the phone. I inserted the card into a card-reader
>followed by the PIN. It was the same process as used in a
>supermarket, except the sum involved was higher.
>
>My point was that I believe there is no upper limit for a debit card
>as long as funds are available in the current account.

Umm. I think I was limited to £50k per transaction when I was dispersing
money from a house sale. Barclays.

--
Tim Lamb

On Wed, 23 Nov 2022 19:39:05 +0000, Tim Lamb
<tim@marfordfarm.demon.co.uk> wrote:

>In message <atnsnhdjimf5qq41nkqjbabe3seq4qb5b2@4ax.com>, Scott
><newsgroups@gefion.myzen.co.uk> writes
>>On Tue, 22 Nov 2022 14:43:14 +0000 (GMT), "Dave Plowman (News)"
>><dave@davenoise.co.uk> wrote:
>>
>>>In article <1kannhl97eo2fjti632rclmuk6jd3011v8@4ax.com>,
>>> Scott <newsgroups@gefion.myzen.co.uk> wrote:
>>>> >I've done this, too. The first time, a phone call to the bank was needed to
>>>> >confirm who I was. That was in the days of real Bank Managers.
>>>
>>>> I'm pretty sure mine was done using the PIN. They wouldn't let me do
>>>> it contactless. It was a posh car costing more than £100 :-)
>>>
>>>No way I'd give out my PIN over the phone for anything.
>>
>>It wasn't over the phone. I inserted the card into a card-reader
>>followed by the PIN. It was the same process as used in a
>>supermarket, except the sum involved was higher.
>>
>>My point was that I believe there is no upper limit for a debit card
>>as long as funds are available in the current account.
>
>Umm. I think I was limited to £50k per transaction when I was dispersing
>money from a house sale. Barclays.

Yes, I see there is an overall daily payment limit:
https://www.barclays.co.uk/current-accounts/online-payment-limits/#:~:text=There's%20a%20maximum%20limit%20for,and%20Business%20it's%20%C2%A3100%2C000
However, I think my point remains valid - no specific limit for the
debit card itself. It follows the linked current account.

In article <atnsnhdjimf5qq41nkqjbabe3seq4qb5b2@4ax.com>,
Scott <newsgroups@gefion.myzen.co.uk> wrote:
> On Tue, 22 Nov 2022 14:43:14 +0000 (GMT), "Dave Plowman (News)"
> <dave@davenoise.co.uk> wrote:

> >In article <1kannhl97eo2fjti632rclmuk6jd3011v8@4ax.com>,
> > Scott <newsgroups@gefion.myzen.co.uk> wrote:
> >> >I've done this, too. The first time, a phone call to the bank was needed to
> >> >confirm who I was. That was in the days of real Bank Managers.
> >
> >> I'm pretty sure mine was done using the PIN. They wouldn't let me do
> >> it contactless. It was a posh car costing more than £100 :-)
> >
> >No way I'd give out my PIN over the phone for anything.

> It wasn't over the phone. I inserted the card into a card-reader
> followed by the PIN. It was the same process as used in a
> supermarket, except the sum involved was higher.

Ah. But IIRC there is always a contactless limit. About £200?

> My point was that I believe there is no upper limit for a debit card
> as long as funds are available in the current account.

I've bought a car and paid like that too.

--
*I did a theatrical performance about puns. It was a play on words.*

Dave Plowman dave@davenoise.co.uk London SW
To e-mail, change noise into sound.

On Thu, 24 Nov 2022 14:45:13 +0000 (GMT), "Dave Plowman (News)"
<dave@davenoise.co.uk> wrote:

>In article <atnsnhdjimf5qq41nkqjbabe3seq4qb5b2@4ax.com>,
> Scott <newsgroups@gefion.myzen.co.uk> wrote:
>> On Tue, 22 Nov 2022 14:43:14 +0000 (GMT), "Dave Plowman (News)"
>> <dave@davenoise.co.uk> wrote:
>
>> >In article <1kannhl97eo2fjti632rclmuk6jd3011v8@4ax.com>,
>> > Scott <newsgroups@gefion.myzen.co.uk> wrote:
>> >> >I've done this, too. The first time, a phone call to the bank was needed to
>> >> >confirm who I was. That was in the days of real Bank Managers.
>> >
>> >> I'm pretty sure mine was done using the PIN. They wouldn't let me do
>> >> it contactless. It was a posh car costing more than £100 :-)
>> >
>> >No way I'd give out my PIN over the phone for anything.
>
>> It wasn't over the phone. I inserted the card into a card-reader
>> followed by the PIN. It was the same process as used in a
>> supermarket, except the sum involved was higher.
>
>Ah. But IIRC there is always a contactless limit. About £200?

£100.
>
>> My point was that I believe there is no upper limit for a debit card
>> as long as funds are available in the current account.
>
>I've bought a car and paid like that too.

On Mon, 21 Nov 2022 12:03:36 +0000, Scott
<newsgroups@gefion.myzen.co.uk> wrote:
>On Fri, 18 Nov 2022 17:20:22 +0000, Dave W <davewi11@yahoo.co.uk>
>wrote:
>
>>On Thu, 17 Nov 2022 10:35:09 +0000, The Natural Philosopher
>><tnp@invalid.invalid> wrote:
>>
>>>Has anyone had issues with Barclays online banking. I had to pay a bill
>>>today, and while I think I managed to, the website is giving error after
>>>error.
>>>
>>>It's the first time I have tried it with the latest Firefox though.
>>
>>On a related issue - I don't do online banking but I do use my
>>Barclays debit card to pay for things online. Recently some of my
>>payments were not accepted by the bank with no reason given, but I
>>found I could make a number of payments of £100 until the total
>>required was reached.
>>
>>I went into the bank to ask if they could increase the limit. They
>>told me that they had recently introduced 2FA for transactions. It
>>turned out that as I had never banked online they didn't know my email
>>address or mobile phone number, so I never got any message saying
>>they'd sent me a link for me to confirm the payment.
>>
>>I gave them both items so I'm hoping I can pay my next electricity
>>bill with one payment. However they sent me a marketing email which I
>>promptly unsubscribed from.
>
>I don't think a debit card has a limit. The 'limit' is governed by
>the available balance of your bank account (taking account of any
>overdraft facility). I once bought a car with a debit card and this
>presented no difficulty.
Yes I know that now, but I assumed there was a limit before I was told
that it was the 2FA process that was interfering with my payments.
--
Dave W

Scott wrote:

> Dave Plowman wrote:
>
>> IIRC there is always a contactless limit. About £200?
>
> £100.

£300 with barclays contactless on phone.