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Time is an illusion, lunchtime doubly so. -- The Hitchhiker's Guide to the Galaxy

Premium bonds

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From: kinvig.n...@ntlworld.com (Jim gm4dhj ...)
Newsgroups: uk.d-i-y
Subject: Premium bonds
Date: Wed, 15 Mar 2023 17:30:10 +0000
Organization: A noiseless patient Spider
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by: Jim gm4dhj ... - Wed, 15 Mar 2023 17:30 UTC

Re: Premium bonds

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From: Andrew...@btinternet.com (Andrew)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: Wed, 15 Mar 2023 17:36:04 +0000
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by: Andrew - Wed, 15 Mar 2023 17:36 UTC

On 15/03/2023 17:30, Jim gm4dhj ... wrote:
> just found two £10 premium bonds taken out in 1981 is there an EASY way
> of finding out if they have ever won anything?

If NS&I have know your address since then you will have
received any prizes in the post.

Create on line account and see if you have any unclaimed
prizes. Somehow I doubt it, but you never know

Re: Premium bonds

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From: brian1g...@gmail.com (Brian Gaff)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: Wed, 15 Mar 2023 17:51:24 -0000
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by: Brian Gaff - Wed, 15 Mar 2023 17:51 UTC

Some say that you should cash in after 5 years and get some newer ones.
Brian

--:
This newsgroup posting comes to you directly from...
The Sofa of Brian Gaff...
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Note this Signature is meaningless.!
"Andrew" <Andrew97d@btinternet.com> wrote in message
news:tusvm7$vqv8$2@dont-email.me...
> On 15/03/2023 17:30, Jim gm4dhj ... wrote:
>> just found two �10 premium bonds taken out in 1981 is there an EASY way
>> of finding out if they have ever won anything?
>
> If NS&I have know your address since then you will have
> received any prizes in the post.
>
> Create on line account and see if you have any unclaimed
> prizes. Somehow I doubt it, but you never know

Re: Premium bonds

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From: kinvig.n...@ntlworld.com (Jim gm4dhj ...)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: Wed, 15 Mar 2023 17:56:47 +0000
Organization: A noiseless patient Spider
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by: Jim gm4dhj ... - Wed, 15 Mar 2023 17:56 UTC

Re: Premium bonds

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From: jun...@admac.myzen.co.uk (alan_m)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: Wed, 15 Mar 2023 18:10:18 +0000
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by: alan_m - Wed, 15 Mar 2023 18:10 UTC

On 15/03/2023 17:51, Brian Gaff wrote:
> Some say that you should cash in after 5 years and get some newer ones.
> Brian
> /

And what is the logic behind that?

--
mailto : news {at} admac {dot} myzen {dot} co {dot} uk

Re: Premium bonds

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From: kinvig.n...@ntlworld.com (Jim gm4dhj ...)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: Wed, 15 Mar 2023 18:11:36 +0000
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by: Jim gm4dhj ... - Wed, 15 Mar 2023 18:11 UTC

Re: Premium bonds

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From: kinvig.n...@ntlworld.com (Jim gm4dhj ...)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: Wed, 15 Mar 2023 18:12:22 +0000
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by: Jim gm4dhj ... - Wed, 15 Mar 2023 18:12 UTC

On 15/03/2023 17:36, Andrew wrote:
> On 15/03/2023 17:30, Jim gm4dhj ... wrote:
>> just found two £10 premium bonds taken out in 1981 is there an EASY
>> way of finding out if they have ever won anything?
>
> If NS&I have know your address since then you will have
> received any prizes in the post.
>
> Create on line account and see if you have any unclaimed
> prizes. Somehow I doubt it, but you never know
wummin that held them is long dead

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by: Sam Plusnet - Wed, 15 Mar 2023 19:12 UTC

On 15-Mar-23 17:30, Jim gm4dhj ... wrote:
> just found two £10 premium bonds taken out in 1981 is there an EASY way
> of finding out if they have ever won anything?

https://www.nsandi.com/help/lost-touch-with-nsandi/check-unclaimed-prizes

Easy or hard is up to you.

--
Sam Plusnet

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From: kinvig.n...@ntlworld.com (jim.gm4dhj)
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Subject: Re: Premium bonds
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by: jim.gm4dhj - Wed, 15 Mar 2023 19:37 UTC

On 15/03/2023 19:12, Sam Plusnet wrote:
> On 15-Mar-23 17:30, Jim gm4dhj ... wrote:
>> just found two £10 premium bonds taken out in 1981 is there an EASY
>> way of finding out if they have ever won anything?
>
> https://www.nsandi.com/help/lost-touch-with-nsandi/check-unclaimed-prizes
>
> Easy or hard is up to you.
>
hard

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Subject: Re: Premium bonds
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by: jim.gm4dhj - Wed, 15 Mar 2023 19:38 UTC

Re: Premium bonds

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From: kinvig.n...@ntlworld.com (jim.gm4dhj)
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Subject: Re: Premium bonds
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by: jim.gm4dhj - Wed, 15 Mar 2023 19:49 UTC

On 15/03/2023 19:37, jim.gm4dhj wrote:
> On 15/03/2023 19:12, Sam Plusnet wrote:
>> On 15-Mar-23 17:30, Jim gm4dhj ... wrote:
>>> just found two £10 premium bonds taken out in 1981 is there an EASY
>>> way of finding out if they have ever won anything?
>>
>> https://www.nsandi.com/help/lost-touch-with-nsandi/check-unclaimed-prizes
>>
>> Easy or hard is up to you.
>>
> hard
the wummins dead thirty years...

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by: Colin Bignell - Wed, 15 Mar 2023 20:32 UTC

On 15/03/2023 17:51, Brian Gaff wrote:
> Some say that you should cash in after 5 years and get some newer ones.
> Brian
>

There is no evidence that makes any difference and the new ones won't be
in the draw until one month after the end of the month they are bought
in. The way to get regular wins is to have lots of them.

--
Colin Bignell

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From: bob.mar...@excite.com (Bob Martin)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: 16 Mar 2023 08:45:21 GMT
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by: Bob Martin - Thu, 16 Mar 2023 08:45 UTC

On 15 Mar 2023 at 17:36:04, Andrew <Andrew97d@btinternet.com> wrote:
> On 15/03/2023 17:30, Jim gm4dhj ... wrote:
>> just found two £10 premium bonds taken out in 1981 is there an EASY way
>> of finding out if they have ever won anything?
>
> If NS&I have know your address since then you will have
> received any prizes in the post.
>
> Create on line account and see if you have any unclaimed
> prizes. Somehow I doubt it, but you never know

I have two �1 bonds bought at RAF Yatesbury post office in 1962.
Neither has ever won anything.

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From: jun...@admac.myzen.co.uk (alan_m)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: Thu, 16 Mar 2023 09:30:28 +0000
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by: alan_m - Thu, 16 Mar 2023 09:30 UTC

On 16/03/2023 08:45, Bob Martin wrote:
> On 15 Mar 2023 at 17:36:04, Andrew <Andrew97d@btinternet.com> wrote:
>> On 15/03/2023 17:30, Jim gm4dhj ... wrote:
>>> just found two £10 premium bonds taken out in 1981 is there an EASY way
>>> of finding out if they have ever won anything?
>>
>> If NS&I have know your address since then you will have
>> received any prizes in the post.
>>
>> Create on line account and see if you have any unclaimed
>> prizes. Somehow I doubt it, but you never know
>
> I have two �1 bonds bought at RAF Yatesbury post office in 1962.
> Neither has ever won anything.
>

The odds of winning are stacked against you - with two bonds you can
expect, on average, a win every 2000 years.

--
mailto : news {at} admac {dot} myzen {dot} co {dot} uk

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From: jun...@admac.myzen.co.uk (alan_m)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: Thu, 16 Mar 2023 10:21:48 +0000
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by: alan_m - Thu, 16 Mar 2023 10:21 UTC

On 16/03/2023 09:30, alan_m wrote:
> On 16/03/2023 08:45, Bob Martin wrote:
>> On 15 Mar 2023 at 17:36:04, Andrew <Andrew97d@btinternet.com> wrote:
>>> On 15/03/2023 17:30, Jim gm4dhj ... wrote:
>>>> just found two £10 premium bonds taken out in 1981 is there an EASY way
>>>> of finding out if they have ever won anything?
>>>
>>> If NS&I have know your address since then you will have
>>> received any prizes in the post.
>>>
>>> Create on line account and see if you have any unclaimed
>>> prizes. Somehow I doubt it, but you never know
>>
>> I have two �1 bonds bought at RAF Yatesbury post office in 1962.
>> Neither has ever won anything.
>>
>
> The odds of winning are stacked against you - with two bonds you can
> expect, on average, a win every 2000 years.
>

correction: 1000 years

--
mailto : news {at} admac {dot} myzen {dot} co {dot} uk

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From: brian1g...@gmail.com (Brian Gaff)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: Thu, 16 Mar 2023 11:15:18 -0000
Organization: Grumpy top poster
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by: Brian Gaff - Thu, 16 Mar 2023 11:15 UTC

I don't think you can even buy small numbers any more. The friends I was
talking about had a couple of thousand pounds worth both old then new. I did
say it was anecdotal. But randomness is improvable, so how you find out can
only be t through statistics.
Brian

--:
This newsgroup posting comes to you directly from...
The Sofa of Brian Gaff...
briang1@blueyonder.co.uk
Blind user, so no pictures please
Note this Signature is meaningless.!
"alan_m" <junk@admac.myzen.co.uk> wrote in message
news:k7g5tkF9tm3U1@mid.individual.net...
> On 16/03/2023 08:45, Bob Martin wrote:
>> On 15 Mar 2023 at 17:36:04, Andrew <Andrew97d@btinternet.com> wrote:
>>> On 15/03/2023 17:30, Jim gm4dhj ... wrote:
>>>> just found two �10 premium bonds taken out in 1981 is there an EASY way
>>>> of finding out if they have ever won anything?
>>>
>>> If NS&I have know your address since then you will have
>>> received any prizes in the post.
>>>
>>> Create on line account and see if you have any unclaimed
>>> prizes. Somehow I doubt it, but you never know
>>
>> I have two ?1 bonds bought at RAF Yatesbury post office in 1962.
>> Neither has ever won anything.
>>
>
> The odds of winning are stacked against you - with two bonds you can
> expect, on average, a win every 2000 years.
>
>
> --
> mailto : news {at} admac {dot} myzen {dot} co {dot} uk
>

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From: brian1g...@gmail.com (Brian Gaff)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: Thu, 16 Mar 2023 11:17:08 -0000
Organization: Grumpy top poster
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by: Brian Gaff - Thu, 16 Mar 2023 11:17 UTC

So does that mean if you actually live to 2000 years there is a higher real
chance?
Brian

--:
This newsgroup posting comes to you directly from...
The Sofa of Brian Gaff...
briang1@blueyonder.co.uk
Blind user, so no pictures please
Note this Signature is meaningless.!
"alan_m" <junk@admac.myzen.co.uk> wrote in message
news:k7g8tsF9tm3U5@mid.individual.net...
> On 16/03/2023 09:30, alan_m wrote:
>> On 16/03/2023 08:45, Bob Martin wrote:
>>> On 15 Mar 2023 at 17:36:04, Andrew <Andrew97d@btinternet.com> wrote:
>>>> On 15/03/2023 17:30, Jim gm4dhj ... wrote:
>>>>> just found two �10 premium bonds taken out in 1981 is there an EASY
>>>>> way
>>>>> of finding out if they have ever won anything?
>>>>
>>>> If NS&I have know your address since then you will have
>>>> received any prizes in the post.
>>>>
>>>> Create on line account and see if you have any unclaimed
>>>> prizes. Somehow I doubt it, but you never know
>>>
>>> I have two ?1 bonds bought at RAF Yatesbury post office in 1962.
>>> Neither has ever won anything.
>>>
>>
>> The odds of winning are stacked against you - with two bonds you can
>> expect, on average, a win every 2000 years.
>>
>
> correction: 1000 years
>
>
>
> --
> mailto : news {at} admac {dot} myzen {dot} co {dot} uk
>

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From: kinvig.n...@ntlworld.com (jim.gm4dhj)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: Thu, 16 Mar 2023 13:45:05 +0000
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by: jim.gm4dhj - Thu, 16 Mar 2023 13:45 UTC

On 16/03/2023 11:15, Brian Gaff wrote:
> I don't think you can even buy small numbers any more. The friends I was
> talking about had a couple of thousand pounds worth both old then new. I did
> say it was anecdotal. But randomness is improvable, so how you find out can
> only be t through statistics.
> Brian
>
I took out £15k and won a load of small prizes...to begin with...why I
think it is a fiddle

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From: rod.spee...@gmail.com (Rod Speed)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
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by: Rod Speed - Thu, 16 Mar 2023 15:06 UTC

Re: Premium bonds

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Subject: Re: Premium bonds
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by: mm0fmf - Thu, 16 Mar 2023 15:35 UTC

On 16/03/2023 11:15, Brian Gaff wrote:
> But randomness is improvable

Bollocks. The bond numbers that win are published every month so you can
do your own analyses on them. If you have bonds that win you can check
the numbers appear in the published results. If you have friends with
bonds and they happen to win you can ask them to check their numbers are
in the published lists.

It's not rocket science.

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Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
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by: Sargan - Thu, 16 Mar 2023 17:36 UTC

Re: Premium bonds

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Subject: Re: Premium bonds
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by: Sargan - Thu, 16 Mar 2023 17:41 UTC

Re: Premium bonds (chance of winning)

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by: Sargan - Thu, 16 Mar 2023 17:46 UTC

Re: Premium bonds

<tuvn07$1h6en$1@dont-email.me>

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From: Andrew...@btinternet.com (Andrew)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: Thu, 16 Mar 2023 18:26:15 +0000
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by: Andrew - Thu, 16 Mar 2023 18:26 UTC

On 15/03/2023 20:32, Colin Bignell wrote:
> On 15/03/2023 17:51, Brian Gaff wrote:
>> Some say that you should cash in after 5 years and get some newer ones.
>> Brian
>>
>
> There is no evidence that makes any difference and the new ones won't be
> in the draw until one month after the end of the month they are bought
> in. The way to get regular wins is to have lots of them.
>
>

Other people have noticed that if you buy a big holding, you
tend to get a steady stream of small prizes for 2 years that
tends to match the yield on a 10-year gilt and then they
fizzle out.

I keep a spread sheet and one block of £10K has won significantly
more prizes than other blocks over time.

Re: Premium bonds

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From: Andrew...@btinternet.com (Andrew)
Newsgroups: uk.d-i-y
Subject: Re: Premium bonds
Date: Thu, 16 Mar 2023 18:27:43 +0000
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by: Andrew - Thu, 16 Mar 2023 18:27 UTC

I have a £2 pound bond bought in December 1965 and in 2014
it won £25. Taking in account inflation over the period I
merely got my money back.

Subject	Author
Premium bonds	Jim gm4dhj ...
Re: Premium bonds	Andrew
Re: Premium bonds	Brian Gaff
Re: Premium bonds	Jim gm4dhj ...
Re: Premium bonds	alan_m
Re: Premium bonds	Jim gm4dhj ...
Re: Premium bonds	Colin Bignell
Re: Premium bonds	Andrew
Re: Premium bonds	jim.gm4dhj
Re: Premium bonds	Sargan
Re: Premium bonds	Jim gm4dhj ...
Re: Premium bonds	jim.gm4dhj
Re: Premium bonds	Bob Martin
Re: Premium bonds	alan_m
Re: Premium bonds	alan_m
Re: Premium bonds	Brian Gaff
Re: Premium bonds	Rod Speed
Re: Premium bonds	Brian Gaff
Re: Premium bonds	jim.gm4dhj
Re: Premium bonds	Peter Johnson
Re: Premium bonds	jim.gm4dhj
Re: Premium bonds	Reentrant
Re: Premium bonds	jim.gm4dhj
Re: Premium bonds	mm0fmf
Re: Premium bonds	Sam Plusnet
Re: Premium bonds	Andrew
Re: Premium bonds	Sam Plusnet
Re: Premium bonds	jim.gm4dhj
Re: Premium bonds	jim.gm4dhj
Re: Premium bonds	Sargan
Re: Premium bonds (chance of winning)	Sargan

Time is an illusion, lunchtime doubly so. -- The Hitchhiker's Guide to the Galaxy

aus+uk / uk.d-i-y / Premium bonds